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3711 Covington Ln, Lakeland, FL 33810 Property Records

Polk County property record for 3711 Covington Ln, Lakeland, FL 33810

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,184 sqft · built 2008
Lot Size0.162 acres (7,035 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Mar 2009)
Tax Bill$2,962 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN23-27-35-013503-016270

Property Details

APN / Parcel Number

Primary APN23-27-35-013503-016270
Alternative APNs
  • 352723013503016270
  • 52723000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,184 sqft Living Area
Gross Area3,865 sqft
1st Floor Area1,511 sqft
Upper Floors Area1,673 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area7,035 sqft (0.162 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area681 sqft
PorchUnfinished Open Porch
Porch Area164 sqft

Location & Zoning

Street Address3711 COVINGTON LN
CityLAKELAND
StateFL
Zip33810-2734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 16 LOT 27
Legal Range23E
Legal Township27S
Legal Section35
Legal SubdivisionHAMPTON HILLS SOUTH PHASE 2
Legal Phase2
Legal Tract13503
Legal Block16
Legal Lot Number27
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1012
Census Tract12126

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3711 COVINGTON LN, LAKELAND, FL 33810-2734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 14, 2018Deed of Trust, Mortgage · FHA Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2009 · Amount on Record
Deed SaleMar 9, 2009 · Amount on Record
Deed Document Number200940530
Deed Book / Page7832 / 1009
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3711 COVINGTON LN, LAKELAND, FL 33810-2734
Transaction TypeMortgage
Record UpdatedJul 20, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000172368
DateJul 2, 2021
Book Page11787/60
Instrument2021172368
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3711 COVINGTON LN, LAKELAND, FL 33810-2734
Document Number0104320451
Instrument DateMar 14, 2018
Transaction TypeMortgage
Record UpdatedMay 3, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0104320451
DateMar 22, 2018
Book Page010432/000451
Instrument62617
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,962.00 (+6.13%) Homeowner's exemption$207,419 (+5.99%)$376,885 (-2.93%) Land $50,000 Building $326,885
2023$2,791.00 (+3.03%) Homeowner's exemption$195,702 (+3%)$388,279 (+23.89%) Land $48,000 Building $340,279
2022$2,709.00 Homeowner's exemption$190,002$313,413 Land $40,000 Building $273,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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