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3681 E Hidden Cove Trl, Hernando, FL 34442 Property Records

Citrus County property record for 3681 E Hidden Cove Trl, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,788 sqft · built 1999
Lot Size0.241 acres (10,538 sqft)
Owner2 Company Names on File
Last Sale$338,000 (Dec 2022)
Tax Bill$4,364 (2025)
Deeds & MortgagesDec 2022 Sale
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19E-18S-14-0140-000F0-012.0

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000F0-012.0
Alternative APNs
  • 1418S19E0140000F00120
  • 2866462

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,788 sqft Living Area
1st Floor Area1,764 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area10,538 sqft (0.241 acres)
Lot Dimensions136 ft deep x 75 ft wide
Garage Area978 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area276 sqft
PorchOpen Porch
Porch Area230 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2866462
Old Parcel Number1418S19E0140000F00120
Street Address3681 E HIDDEN COVE TRL
CityHERNANDO
StateFL
Zip34442-5523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR PLANNED DEVELOPMENT(S
Legal DescriptionARBOR LAKES - UNIT I PB 15 PG 75 - 79 LOT 12 BLK F.
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockF
Legal Lot Number12
Legal Unit1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1001
Census Tract450105

Owner

Source: Citrus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address23290 E MARTIN LAKE DR NE, STACY, MN 55079-9767
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Warranty Deed, Transfer
EXPRESS TTL SVCS OF CITRUS I
Jul 17, 2020Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Mar 12, 2019Warranty Deed, Transfer · Conventional Mortgage
METROPLEX MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleDec 28, 2022 · Amount on Record
Deed SaleDec 28, 2022 · Amount on Record
Prior SaleMar 12, 2019 · Amount on Record
Deed Document Number2022084573
Deed Book / Page3344 / 1431
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateDec 28, 2022
Property Address3681 E HIDDEN COVE TRL, HERNANDO, FL 34442-5523
Document Number0033441431
Book / Page3344 / 1431
Map ReferenceMB 15 PG 75-79
Instrument DateDec 19, 2022
Instrument2022084573
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyEXPRESS TTL SVCS OF CITRUS I

Transaction

AmountAmount Recorded
Tax$2,366.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3681 E HIDDEN COVE TRL, HERNANDO, FL 34442-5523

Transferred To (Grantee/Buyer)

NameVerified Name
Address23290 E MARTIN LAKE DR NE, STACY, MN 55079-9767
InvestorPossibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3681 E HIDDEN COVE TRL, HERNANDO, FL 34442-5523
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030751970
DateJul 17, 2020
Book Page3075/1970
Instrument2020036707
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJul 9, 2035

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 12, 2019
Property Address3681 E HIDDEN COVE TRL, HERNANDO, FL 34442-5523
Document Number0029612188
Book / Page2961 / 2188
Map ReferenceMB 15 PG 75
Instrument DateMar 6, 2019
Instrument2019012431
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address918 W PENN HILLS CT, 918, BEVERLY HILLS, FL 34465-3368

Transferred To (Grantee/Buyer)

NameVerified Name
Address3681 E HIDDEN COVE TRL, HERNANDO, FL 34442-5523

Mortgage

Document Number2019012432
DateMar 12, 2019
Instrument2019012432
Lender
NameMETROPLEX MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,364.00 (-2.09%)$280,688 (-3.22%) Land $12,140 Building $268,548$280,688 (-3.22%) Land $12,140 Building $268,548
2024$4,457.00 (-3.11%) Additional exemption filed$290,027 (-2.28%) Land $11,300 Building $278,727$290,027 (-2.28%) Land $11,300 Building $278,727
2023$4,600.00 (+97.09%) Additional exemption filed$296,798 (+13.08%) Land $11,300 Building $285,498$296,798 (+13.08%) Land $11,300 Building $285,498
2022$2,334.00 Homeowner's exemption Additional exemption filed$262,457 Land $11,300 Building $251,157$262,457 Land $11,300 Building $251,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

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