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370 Ryerson Ave, Elgin, IL 60123 Property Records

Kane County property record for 370 Ryerson Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,612 sqft · built 1900
Lot Size0.133 acres (5,802 sqft)
Owner2 Individual Names on File
Last Sale$276,000 (Nov 2024)
Tax Bill$5,073 (2025)
Deeds & MortgagesSep 2025 Mortgage
Oct 2022 Transfer
Flood ZoneZone X (minimal risk)
APN06-24-103-013

Property Details

APN / Parcel Number

Primary APN06-24-103-013

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,612 sqft Living Area
Gross Area2,140 sqft
Basement Area528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Foundation TypeRaised
Lot Area5,802 sqft (0.133 acres)

Location & Zoning

Street Address370 RYERSON AVE
CityELGIN
StateIL
Zip60123-7762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLORDS SUB LOTS 20, 22, 24, 26, & 28 OF B W RAYMONDS 2ND ADD NORTH 1/2 LOT 5 BLK 3
Legal SubdivisionLORDS SUB
Legal Block3
Legal Lot Number5
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3000
Census Tract851600

Owner

370 Ryerson Ave is owned by two individuals who bought it in November 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address681 LILLIE ST, ELGIN, IL 60120-4469
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 28, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2024 · Amount on File
Deed SaleNov 6, 2024 · Amount on File
Prior SaleJul 24, 2024 · Amount on File
Deed Document Number202440957
Prior Transfer DateJun 6, 2023
Prior Transfer Doc0000018277
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address370 RYERSON AVE, ELGIN, IL 60123-7762
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 RYERSON AVE, ELGIN, IL 60123-7762

Mortgage

Document Number0000037353
DateSep 26, 2025
Instrument2025K037353
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term352 Months
DueJan 1, 2055
Interest
Rate6.25%

October 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateOct 28, 2022
Property Address370 RYERSON AVE, ELGIN, IL 60123-7762
Document Number0000052632
Instrument DateOct 24, 2022
Instrument2022K052632
Transaction TypeTransfer
Record UpdatedNov 3, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address370 RYERSON AVE, 370, ELGIN, IL 60123-7762

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 370 Ryerson Ave was $5,073.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,073.00$66,508 (+8.57%) Land $13,563 Building $52,945$199,604 (+8.57%) Land $40,705 Building $158,899
2024$61,258 Land $12,492 Building $48,766$183,848 Land $37,491 Building $146,357
2022$3,421.00 (+6.01%) Homeowner's exemption$50,462 (+6.96%) Land $10,291 Building $40,171$151,386 (+6.96%) Land $30,873 Building $120,513
2021$3,227.00 Homeowner's exemption$47,178 Land $9,621 Building $37,557$141,534 Land $28,863 Building $112,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 370 Ryerson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 370 Ryerson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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