343 Ryerson Ave, Elgin, IL 60123 Property Records

Kane County property record for 343 Ryerson Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,094 sqft · built 1900
Lot Size	0.138 acres (6,026 sqft)
Owner	Individual Name on Record
Tax Bill	$5,780 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-102-009`

Property Details

APN / Parcel Number

Primary APN	`06-24-102-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,094 sqft Living Area
Gross Area	3,141 sqft
Basement Area	1,047 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	6,026 sqft (0.138 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	343 RYERSON AVE
City	ELGIN
State	IL
Zip	60123-7708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORDS SUB LOTS 20, 22, 24, 26, & 28 OF B W RAYMONDS 2ND ADDN EXCEPT NORTH 50 FT LOT 10 BLOCK 1
Legal Subdivision	LORDS SUB
Legal Block	1
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1007
Census Tract	851500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	343 RYERSON AVE, ELGIN, IL 60123-7708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 21, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020
Deed Sale	Jun 8, 2020
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	202029388
Prior Transfer Date	May 7, 2020
Prior Transfer Doc	0000029388
Record Updated	Oct 29, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 8, 2020
Property Address	343 RYERSON AVE, ELGIN, IL 60123-7708
Document Number	0000029388
Instrument Date	May 7, 2020
Instrument	2020K029388
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PRECISION TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 RYERSON AVE, ELGIN, IL 60123-7708

Mortgage

Document Number	0000029389
Date	Jun 8, 2020
Instrument	2020K029389

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 21, 2017
Property Address	343 RYERSON AVE, ELGIN, IL 60123-7708
Document Number	0000061008
Instrument Date	Nov 15, 2017
Instrument	61008
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	343 RYERSON AVE ELGIN IL 601237708, ELGIN, IL 60123-7708

Mortgage

Document Number	61009
Date	Nov 21, 2017
Instrument	61009

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,780.00 (+26.26%) Homeowner's exemption	$83,764 (+8.57%) Land $14,798 Building $68,966	$251,393 (+8.57%) Land $44,412 Building $206,981
2024		$77,152 (+31.22%) Land $13,630 Building $63,522	$231,549 (+31.27%) Land $40,906 Building $190,642
2022	$4,578.00 (+4.78%) Homeowner's exemption	$58,798 (+6.96%) Land $11,228 Building $47,570	$176,394 (+6.96%) Land $33,684 Building $142,710
2021	$4,369.00 Homeowner's exemption	$54,972 Land $10,497 Building $44,475	$164,916 Land $31,491 Building $133,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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