Kane County property record for 374 Ryerson Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,037 sqft · built 1900 |
| Lot Size | 0.144 acres (6,289 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Oct 2004) |
| Tax Bill | $3,917 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-103-014 |
| Primary APN | 06-24-103-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,037 sqft Living Area |
| Gross Area | 1,833 sqft |
| Basement Area | 796 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 6,289 sqft (0.144 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Water Source | Commercial |
| Street Address | 374 RYERSON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LORDS SUB LOTS 20, 22, 24, 26, & 28 OF B W RAYMONDS 2ND ADDN SOUTH 1/2 LOT 5 BLOCK 3 |
| Legal Subdivision | LORDS SUB |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 374 RYERSON AVE, ELGIN, IL 60123-7762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2004 · Amount on Record |
| Deed Sale | Oct 15, 2004 · Amount on Record |
| Deed Document Number | 2004135112 |
| Prior Transfer Date | Jul 11, 1995 |
| Prior Transfer Doc | 0000052119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 374 RYERSON AVE, ELGIN, IL 60123-7762 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 374 RYERSON AVE, ELGIN, IL 60123-7762 |
| Document Number | 0000018598 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 2023K018598 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,917.00 (+15.75%) Homeowner's exemption | $59,343 (+8.57%) Land $13,563 Building $45,780 | $178,100 (+8.57%) Land $40,705 Building $137,395 |
| 2024 | $54,658 (+21.39%) Land $12,492 Building $42,166 | $164,040 (+21.44%) Land $37,491 Building $126,549 | |
| 2022 | $3,384.00 (+5.09%) Homeowner's exemption | $45,026 (+6.96%) Land $10,291 Building $34,735 | $135,078 (+6.96%) Land $30,873 Building $104,205 |
| 2021 | $3,220.00 Homeowner's exemption | $42,096 Land $9,621 Building $32,475 | $126,288 Land $28,863 Building $97,425 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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