Kane County property record for 360 Ryerson Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,529 sqft · built 1885 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,000 (Jan 2005) |
| Tax Bill | $5,414 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-103-011 |
| Primary APN | 06-24-103-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,529 sqft Living Area |
| Gross Area | 2,556 sqft |
| Basement Area | 1,027 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Construction Type | Frame |
| Lot Area | 4,704 sqft (0.108 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 360 RYERSON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LORDS SUB LOTS 20, 22, 24, 26, & 28 OF B W RAYMONDS 2ND ADDN NORTH 42 FT LOT 4 BLOCK 3 |
| Legal Subdivision | LORDS SUB |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 8095, BARTLETT, IL 60103-8095 |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE NATIONAL BANK & TRUST CO |
| Jul 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE NATIONAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2005 · Amount on Record |
| Deed Sale | Jan 11, 2005 · Amount on Record |
| Prior Sale | Jan 29, 2002 · Amount on Record |
| Deed Document Number | 20054377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 360 RYERSON AVE, ELGIN, IL 60123-7762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 721 SUNNYSIDE RD, ROSELLE, IL 60172-2550 |
| Document Number | 0000024247 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2023K024247 |
| Name | CORNERSTONE NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BARRINGTON, IL 60010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 360 RYERSON AVE, ELGIN, IL 60123-7762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 721 SUNNYSIDE RD, ROSELLE, IL 60172-2550 |
| Document Number | 0000023164 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023K023164 |
| Name | CORNERSTONE NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BARRINGTON, IL 60010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,414.00 (+15.96%) | $70,978 (+8.57%) Land $12,336 Building $58,642 | $213,019 (+8.57%) Land $37,023 Building $175,996 |
| 2024 | $65,375 (+21.39%) Land $11,362 Building $54,013 | $196,203 (+21.44%) Land $34,100 Building $162,104 | |
| 2022 | $4,669.00 (+3.94%) | $53,854 (+6.96%) Land $9,360 Building $44,494 | $161,562 (+6.96%) Land $28,080 Building $133,482 |
| 2021 | $4,492.00 | $50,350 Land $8,751 Building $41,599 | $151,050 Land $26,253 Building $124,797 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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