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370 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 370 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2016
Square Footage4,143 sqft Heated Area
Lot Size15,608 sqft (0.358 acres)
Garage717 sqft
OccupancyOwner Occupied
Last Sale$645,000 (2025)

Owner

Source: Richland County records · APN 28910-04-08

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address370 PALM SEDGE LOOP, ELGIN, SC 29045-8005
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2025Deed, Transfer · Veterans Administration Mortgage
SYNOVUS BANK
Aug 17, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
AMERIS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2025 · Amount on Record
Deed SaleJul 16, 2025 · Amount on Record
Prior SaleNov 30, 2016 · Amount on Record
Deed Doc Number202533059
Deed Book / Page3038 / 2735
Record RefreshedSep 20, 2026

July 2025: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateJul 16, 2025
Property Address370 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Document Number0030382735
Book / Page3038 / 2735
Map ReferenceMB 2017 PG 514&515
Instrument DateJul 10, 2025
Instrument2025033059
Transaction TypeTransfer
Record UpdatedJun 09, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,677.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address370 PALM SEDGE LOOP, ELGIN, SC 29045-8005

Mortgage

Document Number0030382739
DateJul 16, 2025
Book Page3038/2739
Instrument2025033060
Lender
NameSYNOVUS BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address370 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Document Number2524/0297
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedOct 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address370 PALM SEDGE LOOP ELGIN SC 290458005, ELGIN, SC 29045-8005

Mortgage

Document Number2524/0297
DateAug 31, 2020
Book Page002524/000297
Instrument44688
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

YearAssessed Market Value
2025$520,800 (+39.14%) Land $81,000 Building $439,800
2023$374,300 Land $60,000 Building $314,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28910-04-08
Alternative APNs
  • R28910-04-08
  • 02092737

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area4,143 sqft Heated Area
Gross Area5,394 sqft Gross Area
1st Floor1,952 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,608 sqft (0.358 acres)
Parking Spaces2 Parking Spaces
Garage Area717 sqft Garage
Porch Area534 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02092737
Street Address370 PALM SEDGE LOOP
CityELGIN
StateSC
Zip29045-8005
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 27 105X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number27,105
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2073
Census Tract11407

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