354 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 354 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	3,521 sqft Heated Area
Lot Size	15,682 sqft (0.36 acres)
Occupancy	Owner Occupied
Last Sale	$549,000 (2025)
Tax Bill	$3,565.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`28910-04-06`
Alternative APNs	`R28910-04-06` `02092719`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,521 sqft Heated Area
Gross Area	4,306 sqft Gross Area
1st Floor	1,592 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,682 sqft (0.36 acres)
Parking Spaces	2 Parking Spaces
Garage Area	420 sqft Garage
Porch Area	365 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02092719
Street Address	354 PALM SEDGE LOOP
City	ELGIN
State	SC
Zip	29045-8005
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 29 150X150X150.1X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB2116-2421
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	29,150
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2073
Census Tract	11407

Owner

Source: Richland County records · APN 28910-04-06

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	354 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING
Jul 02, 2019	Grant Deed, Transfer · Line of Credit LOANDEPOT.COM LLC
Apr 20, 2018	Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2025 · Amount on Record
Deed Sale	Jul 01, 2025 · Amount on Record
Prior Sale	Jul 02, 2019 · Amount on Record
Deed Doc Number	202530404
Deed Book / Page	3034 / 669
Record Refreshed	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	354 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Document Number	2570/3812
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 08, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	354 PALM SEDGE LOOP ELGIN SC 290458005, ELGIN, SC 29045-8005

Mortgage

Document Number	2570/3812
Date	Dec 31, 2020
Book Page	002570/003812
Instrument	74687

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2035

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 02, 2019
Property Address	354 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Document Number	2407/1731
Book / Page	002407 / 001731
Instrument Date	Jun 28, 2019
Instrument	47535
Transaction Type	Transfer
Record Updated	Aug 06, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,304.25
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	354 PALM SEDGE LOOP ELGIN SC 290458005, ELGIN, SC 29045-8005

Mortgage

Document Number	2407/1735
Date	Jul 02, 2019
Book Page	002407/001735
Instrument	47536

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 20, 2018
Property Address	354 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Document Number	2296/2912
Book / Page	002296 / 002912
Instrument Date	Apr 20, 2018
Instrument	25455
Transaction Type	Subdivision Related Transfer
Record Updated	May 07, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.46
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	738 BROAD LEAF DR ELGIN SC 290458011, ELGIN, SC 29045-8011

Mortgage

Document Number	2296/2916
Date	Apr 20, 2018
Book Page	002296/002916
Instrument	25456

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,565.00 (+17.5%)	$14,100 (-96.52%)	$486,000 (-) Land $81,000 Building $405,000
2024		$405,400 (+2,775.18%)	$486,000 (+37.87%) Land $81,000 Building $405,000
2023	$3,034.00 (-5.31%)	$14,100 (-)	$352,500 (-)
2021	$3,204.00	$14,100	$352,500 Land $60,000 Building $292,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of South Carolina
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

354 Palm Sedge Loop, Elgin, SC 29045 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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