353 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 353 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	3,288 sqft Heated Area
Lot Size	15,682 sqft (0.36 acres)
Occupancy	Owner Occupied
Last Sale	$391,000 (2019)
Tax Bill	$3,954.00 (2025)

Owner

Source: Richland County records · APN 28910-05-14

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	353 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST FNDG
Nov 27, 2019	Grant Deed, Transfer ATTORNEY ONLY
Sep 15, 2017	Quit Claim Deed, Mortgage · Veterans Administration Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Doc Number	201989141
Deed Book / Page	2449 / 2978
Prior Transfer Date	Sep 08, 2017
Prior Transfer Doc	2244/0192
Record Refreshed	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 27, 2019
Property Address	353 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Document Number	2449/2978
Book / Page	002449 / 002978
Instrument Date	Nov 06, 2019
Instrument	89141
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,446.70
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 PALM SEDGE LOOP ELGIN SC 290458005, ELGIN, SC 29045-8005

Mortgage

Document Number	2449/2982
Date	Nov 27, 2019
Book Page	002449/002982
Instrument	89142

Lender

Name	SOUTHWEST FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 27, 2019
Property Address	353 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Document Number	2449/2973
Book / Page	002449 / 002973
Instrument Date	Oct 07, 2019
Instrument	89140
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,446.70
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 PENN CTR W #2ND PITTSBURGH PA 152760108, 2ND, PITTSBURGH, PA 15276-0108
Investor	Possibly a Property Investor

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 15, 2017
Property Address	353 PALM SEDGE LOOP, ELGIN, SC 29045-8005
Document Number	2244/0192
Book / Page	002244 / 000192
Instrument Date	Sep 08, 2017
Instrument	68412
Transaction Type	Mortgage
Record Updated	Oct 19, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	353 PALM SEDGE LOOP ELGIN SC 290458005, ELGIN, SC 29045-8005

Mortgage

Document Number	2246/2730
Date	Sep 15, 2017
Book Page	002246/002730
Instrument	71740

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,954.00 (+17.47%)	$449,700 (-)	$478,000 (-) Land $81,000 Building $397,000
2024		$449,700 (+2,775.32%)	$478,000 (+22.25%) Land $81,000 Building $397,000
2023	$3,366.00 (-5.29%)	$15,640 (-)	$391,000 (-)
2021	$3,554.00	$15,640	$391,000 Land $60,000 Building $331,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28910-05-14`
Alternative APNs	`R28910-05-14` `02092960`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,288 sqft Heated Area
Gross Area	4,377 sqft Gross Area
1st Floor	2,464 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,682 sqft (0.36 acres)
Parking Spaces	2 Parking Spaces
Garage Area	441 sqft Garage
Porch Area	648 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02092960
Street Address	353 PALM SEDGE LOOP
City	ELGIN
State	SC
Zip	29045-8005
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 37 105X150.1X105X150.1 #SU CROSSING @WOODCREEK PH 1&2 #PR RB2017-514/15 RB2094-3543
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	37,105
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2075
Census Tract	11407

353 Palm Sedge Loop, Elgin, SC 29045 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2017: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Palm Sedge Loop

Nearby Streets

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