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370 E Ocean Dr, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 370 E Ocean Dr, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,050 sqft · built 1996
Lot Size0.072 acres (3,138 sqft)
OwnerIndividual Name on Record
Last Sale$580,000 (Feb 2024)
Tax Bill$2,477 (2024)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00073100-000000

Property Details

APN / Parcel Number

Primary APN00073100-000000
Alternative APNs
  • 04663300073100000000
  • 1077178

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,050 sqft Living Area
1st Floor Area1,050 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,138 sqft (0.072 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area246 sqft
Deck Area506 sqft
Patio Area506 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1077178
Old Parcel Number04663300073100000000
Street Address370 E OCEAN DR
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 W1/2 LOT 44 KEY COLONY BEACH PB3-120 SHELTER KEY OR182-510 OR787-1149 OR799-420 OR941-2175 OR1010-211 OR1404-966
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block3
Legal Lot Number44
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 510570, KEY COLONY BEACH, FL 33051-0570
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2024 · Amount on Record
Deed SaleFeb 5, 2024 · Amount on Record
Prior SaleJul 8, 2008 · Amount on Record
Deed Document Number2449935
Deed Book / Page3261 / 364
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 5, 2024
Property Address370 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number0032610364
Book / Page3261 / 364
Map ReferenceMB 3 PG 120
Instrument DateJan 22, 2024
Instrument2449935
Transaction TypeTransfer
Record UpdatedMar 14, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,060.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 510845, KEY COLONY BEACH, FL 33051-0845

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 510570, KEY COLONY BEACH, FL 33051-0570

Mortgage

Document Number0002449936
DateFeb 5, 2024
Instrument2449936
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

Mortgage

Document Number0032610366
DateFeb 5, 2024
Book Page3261/366
Instrument2449936
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$474,982 (+106.08%) Land $256,638 Building $218,344$474,982 (-7.18%) Land $256,638 Building $218,344
2024$2,477.00 (+6.26%)
2023$2,331.00 (+3.92%) Homeowner's exemption$230,488 (+3%)$511,710 (+43.81%) Land $259,979 Building $251,731
2022$2,243.00 Homeowner's exemption$223,775$355,822 Land $141,588 Building $214,234

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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