400 E Ocean Dr, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 400 E Ocean Dr, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 1961
Lot Size0.122 acres (5,326 sqft)
Owner2 Company Names on Record
Last Sale$120,000 (Sep 1989)
Tax Bill$1,815 (2024)
Deeds & MortgagesJul 2023 Transfer
Flood ZoneZone AE (high risk)
APN00073150-000000

Property Details

APN / Parcel Number

Primary APN00073150-000000
Alternative APNs
  • 04663300073150000000
  • 1077224

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,658 sqft Living Area
1st Floor Area1,658 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2011
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,326 sqft (0.122 acres)
Deck Area209 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1077224
Street Address400 E OCEAN DR
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINC
Legal DescriptionBK 4 LT 3 KEY COLONY BEACH PB3-120 SHELTER KEY OR242-281/82 OR242-569/70 OR832-2228 OR832-2229 OR823-2267 OR1014-836 OR1107-686 OR3236-0625
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block4
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 510697, KEY COLONY BEACH, FL 33051-0697
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 1989 · Amount on Record
Deed SaleSep 1, 1989 · Amount on Record
Prior SaleMay 1, 1987 · Amount on Record
Deed Book / Page1107 / 686
Last Transfer DateJul 25, 2023
Transfer Doc0032360625
Record UpdatedJun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJul 28, 2023
Property Address400 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number0032360625
Book / Page3236 / 625
Map ReferenceMB 3 PG 120
Instrument DateJul 25, 2023
Instrument2426703
Transaction TypeTransfer
Record UpdatedAug 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 510697, KEY COLONY BEACH, FL 33051-0697

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 510697, KEY COLONY BEACH, FL 33051-0697

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$172,495 (+5.99%)$649,261 (-2.51%) Land $356,509 Building $292,752
2024$1,815.00 (+8.1%)
2023$1,679.00 (+3.96%) Homeowner's exemption$162,752 (+3%)$665,961 (+51.81%) Land $389,464 Building $276,497
2022$1,615.00 Homeowner's exemption$158,012$438,687 Land $212,108 Building $226,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Ocean Dr

Nearby Streets

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