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320 E Ocean Dr, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 320 E Ocean Dr, Key Colony Beach, FL 33051 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,482 sqft · built 1986
Lot Size0.058 acres (2,508 sqft)
Owner2 Company Names on File
Last Sale$620,000 (Aug 2023)
Tax Bill$6,619 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00073120-000000

Property Details

APN / Parcel Number

Primary APN00073120-000000
Alternative APNs
  • 04663300073120000000
  • 1077194

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,482 sqft Living Area
Gross Area1,901 sqft
1st Floor Area1,340 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,508 sqft (0.058 acres)
Garage TypeAttached
Garage Area419 sqft

Exterior Amenities

PorchFlorida Room
Porch Area280 sqft
Deck Area176 sqft
Patio Area916 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1077194
Street Address320 E OCEAN DR
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 ELY PT LT 46 KEY COLONY BEACH PB3-120 SHELTER KEY OR506-1061 OR561-541 OR914-2331 OR914-1401 OR919-1850 OR919-1853 OR929-1399 OR929-1400 OR929-1402 OR970-1669 OR1030-1395 OR1030-2008 OR1046-1885 OR1164-1100 OR1391-998 OR2693-2146 OR3237-0751
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block3
Legal Lot Number46
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

Source: Monroe County records · APN 00073120-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address13050 NW 6TH ST, MIAMI, FL 33182-1182
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2023 · Amount on Record
Deed SaleAug 04, 2023 · Amount on Record
Prior SaleMar 01, 1991 · Amount on Record
Deed Document Number20232427540
Deed Book / Page3237 / 751
Last Transfer DateFeb 27, 2025
Transfer Doc0033150116
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 04, 2023
Property Address320 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number0032370751
Book / Page3237 / 751
Map ReferenceMB 3 PG 120
Instrument DateJun 13, 2023
Instrument2427540
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyNOT AVAILABLE, MERAKAI TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address107 PROSPECT AVE W, ALMENA, WI 54805-7050

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E OCEAN DR, KEY COL BCH, FL 33051

Mortgage

Document Number0003237779
DateAug 04, 2023
Instrument3237/779
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$553,727 (-10.23%) Land $318,641 Building $235,086$553,727 (-10.23%) Land $318,641 Building $235,086
2024$6,619.00 (+29.03%)
2023$5,130.00 (+16.64%)$616,847 (+32.65%) Land $391,800 Building $225,047$616,847 (+32.65%) Land $391,800 Building $225,047
2022$4,398.00$465,015 Land $232,128 Building $232,887$465,015 Land $232,128 Building $232,887

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879710012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 405 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
207 under condo master policies
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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