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350 E Ocean Dr, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 350 E Ocean Dr, Key Colony Beach, FL 33051

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 2,918 sqft · built 1986
Lot Size0.135 acres (5,859 sqft)
Owner2 Individual Names on File
Last Sale$845,000 (Mar 2021)
Tax Bill$11,150 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00073110-000000

Property Details

APN / Parcel Number

Primary APN00073110-000000
Alternative APNs
  • 04663300073110000000
  • 1077186

Interior

Bedrooms5 Beds
Full Baths3 Baths
Units2 Units
Stories2 Stories
Building Area2,918 sqft Living Area
1st Floor Area2,918 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2011
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,859 sqft (0.135 acres)

Exterior Amenities

PorchOpen Porch
Porch Area378 sqft
Deck Area581 sqft
Patio Area1,061 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1077186
Street Address350 E OCEAN DR
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeINC
Legal DescriptionBK 3 LT 45 KEY COLONY BEACH PB3-120 SHELTER KEY OR506-1061 OR561-541 OR914-2331/34 OR919-1850/51 OR919-1852 OR929-1399 OR929-1400 OR929-1401 OR929-1402 OR978-2077/78 OR1067-1112 OR1071-03 OR1152-1316 OR1152-1317 OR1415-2002 OR1565-210 OR1565-211/12 O
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block3
Legal Lot Number45
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

350 E Ocean Dr, a duplex, is owned by two individuals who bought it in March 2021.

Source: Monroe County records, as of September 8, 2026

Owner of Record2 Individual Names on File
Mailing Address6560 NW 114TH AVE, 506, DORAL, FL 33178-4591
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2021 · Amount on File
Deed SaleMar 25, 2021 · Amount on File
Prior SaleApr 17, 2009
Deed Document Number20212310400
Deed Book / Page3084 / 477
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 25, 2021
Property Address350 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number0030840477
Book / Page3084 / 477
Map ReferenceMB 3 PG 120
Instrument DateMar 19, 2021
Instrument2310400
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,915.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5488 SEA EDGE DR, 5488, PUNTA GORDA, FL 33950-8735

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address350 E OCEAN DR, KEY COLONY BEACH, FL 33051

Mortgage

Document Number0003084479
DateMar 25, 2021
Instrument3084/479
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 350 E Ocean Dr was $11,150, down 4.9% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,150.00 (-4.9%)$1,068,846 Land $574,241 Building $494,605$1,068,846 Land $574,241 Building $494,605
2024$11,724.00 (+5.01%)
2023$11,165.00 (+19.44%)$1,266,015 (+45.1%) Land $752,764 Building $513,251$1,266,015 (+45.1%) Land $752,764 Building $513,251
2022$9,348.00$872,491 Land $445,987 Building $426,504$872,491 Land $445,987 Building $426,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 350 E Ocean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 350 E Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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