Carlton County property record for 37 Torma Rd, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.15 acres (50,182 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,176 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-385-0200 |
| Primary APN | 78-385-0200 |
|---|---|
| Alternative APN |
|
| Lot Area | 50,182 sqft (1.15 acres) |
|---|
| Account Number | 28092 |
|---|---|
| Street Address | 37 TORMA RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOCKET 195634 TORMA ADDITION |
| Legal Subdivision | TORMA ADDITION |
| Legal Lot Number | 10 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 70300 |
Source: Carlton County records · APN 78-385-0200
Assessment roll updated April 24, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37 TORMA RD, ESKO, MN 55733-9606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage US BANK NA |
| May 22, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Aug 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 37 TORMA RD, ESKO, MN 55733-9606 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | A000523223 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | A000523223 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 37 TORMA RD, ESKO, MN 55733-9606 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000511658 |
|---|---|
| Date | May 22, 2023 |
| Instrument | A000511658 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 37 TORMA RD, ESKO, MN 55733-9606 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000500869 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | A000500869 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,176.00 (+8.02%) Homeowner's exemption | ||
| 2025 | $366,800 (+3.41%) Land $80,200 Building $286,600 | $366,800 (+3.41%) Land $80,200 Building $286,600 | |
| 2024 | $3,866.00 Homeowner's exemption | $354,700 (+8.6%) Land $80,200 Building $274,500 | $354,700 (+8.6%) Land $80,200 Building $274,500 |
| 2023 | $3,866.00 Homeowner's exemption | $326,600 (-) Land $76,700 Building $249,900 | $326,600 (-) Land $76,700 Building $249,900 |
| 2022 | $326,600 Land $76,700 Building $249,900 | $326,600 Land $76,700 Building $249,900 |
Source: FEMA National Flood Hazard Layer as of March 13, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Fiber · Cable in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AirFiber.
Based on FCC filings for 38 locations within half a mile of this property.
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