45 Torma Rd, Esko, MN 55733 Property Records

Carlton County property record for 45 Torma Rd, Esko, MN 55733 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	50,182 sqft (1.15 acres)
Occupancy	Owner Occupied
Last Sale	$349,500 (2021)
Tax Bill	$3,800.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`78-385-0240`
Alternative APN	`28094`

Exterior

Lot Area	50,182 sqft (1.15 acres)

Location & Zoning

Account Number	28094
Street Address	45 TORMA RD
City	ESKO
State	MN
Zip	55733-9606
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TORMA ADDITION
Legal Subdivision	TORMA ADDITION
Legal Lot Number	12
Jurisdiction	CARLTON MN
Minor Civil Division	THOMSON
Census Blockgroup	1
Census Block	1005
Census Tract	70300

Owner

Source: Carlton County records · APN 78-385-0240

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 TORMA RD, ESKO, MN 55733-9606
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2021 · Amount on Record
Deed Sale	Dec 03, 2021 · Amount on Record
Prior Sale	Dec 20, 2011 · Amount on Record
Deed Doc Number	2021503306
Prior Transfer Date	Nov 29, 2021
Prior Transfer Doc	0000503306
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Dec 03, 2021
Property Address	45 TORMA RD, ESKO, MN 55733-9606
Document Number	A000503306
Instrument Date	Nov 29, 2021
Instrument	A000503306
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TORMA RD, ESKO, MN 55733-9606

Mortgage

Document Number	A000503307
Date	Dec 03, 2021
Instrument	A000503307

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,800.00 (+7.83%) Homeowner's exemption
2025		$336,700 (+3.19%) Land $80,200 Building $256,500	$336,700 (+3.19%) Land $80,200 Building $256,500
2024	$3,524.00 Homeowner's exemption	$326,300 (+8.73%) Land $80,200 Building $246,100	$326,300 (+8.73%) Land $80,200 Building $246,100
2023	$3,524.00 Homeowner's exemption	$300,100 (-) Land $76,700 Building $223,400	$300,100 (-) Land $76,700 Building $223,400
2022		$300,100 Land $76,700 Building $223,400	$300,100 Land $76,700 Building $223,400

Flood & Wildfire

45 Torma Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carlton County (27017C), updated March 13, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 39th in Minnesota
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.