23 Torma Rd, Esko, MN 55733 Property Records

Carlton County property record for 23 Torma Rd, Esko, MN 55733 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	50,181 sqft (1.15 acres)
Occupancy	Owner Occupied
Tax Bill	$3,822.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`78-385-0120`
Alternative APN	`28088`

Exterior

Lot Area	50,181 sqft (1.15 acres)

Location & Zoning

Account Number	28088
Street Address	23 TORMA RD
City	ESKO
State	MN
Zip	55733-9606
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TORMA ADDITION
Legal Subdivision	TORMA ADDITION
Legal Lot Number	6
Jurisdiction	CARLTON MN
Minor Civil Division	THOMSON
Census Blockgroup	1
Census Block	1005
Census Tract	70300

Owner

Source: Carlton County records · APN 78-385-0120

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 TORMA RD, ESKO, MN 55733-9606
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	23 TORMA RD, ESKO, MN 55733-9606
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000494974
Date	Oct 28, 2020
Instrument	A000494974

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,822.00 (+7.78%) Homeowner's exemption
2025		$338,600 (+3.14%) Land $80,200 Building $258,400	$338,600 (+3.14%) Land $80,200 Building $258,400
2024	$3,546.00 Homeowner's exemption	$328,300 (+8.74%) Land $80,200 Building $248,100	$328,300 (+8.74%) Land $80,200 Building $248,100
2023	$3,546.00 Homeowner's exemption	$301,900 (-) Land $76,700 Building $225,200	$301,900 (-) Land $76,700 Building $225,200
2022		$301,900 Land $76,700 Building $225,200	$301,900 Land $76,700 Building $225,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.