44 Torma Rd, Esko, MN 55733 Property Records

Carlton County property record for 44 Torma Rd, Esko, MN 55733

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on Record
Last Sale$380,000 (Apr 2021)
Tax Bill$6,032 (2026)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN78-235-0020

Property Details

APN / Parcel Number

Primary APN78-235-0020
Alternative APN
  • 37560

Location & Zoning

Account Number37560
Street Address44 TORMA RD
CityESKO
StateMN
Zip55733-9606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFINN RIDGE
Legal Range16
Legal Township49
Legal Section26
Legal SubdivisionFINN RIDGE
Legal Block1
Legal Lot Number2
JurisdictionCARLTON MN
Township / Civil DivisionTHOMSON
Census Block Group1
Census Block1005
Census Tract70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address44 TORMA RD, ESKO, MN 55733-9606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2021 · Amount on Record
Deed SaleApr 14, 2021 · Amount on Record
Deed Document Number2021498436
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateApr 14, 2021
Property Address44 TORMA RD, ESKO, MN 55733-9606
Document NumberA000498436
Instrument DateApr 2, 2021
InstrumentA000498436
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address44 TORMA RD, ESKO, MN 55733-9606
InvestorPossibly a Property Investor

Mortgage

Document NumberA000498437
DateApr 14, 2021
InstrumentA000498437
Lender
NameWEICHERT FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionThomson Township
Unified School DistrictEsko Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,032.00 (+30.28%) Homeowner's exemption
2025$512,300 (+7.33%) Land $112,500 Building $399,800$512,300 (+7.33%) Land $112,500 Building $399,800
2024$4,630.00 Homeowner's exemption$477,300 (+23.68%) Land $112,500 Building $364,800$477,300 (+23.68%) Land $112,500 Building $364,800
2023$4,630.00 Homeowner's exemption$385,900 (-) Land $105,700 Building $280,200$385,900 (-) Land $105,700 Building $280,200
2022$385,900 Land $105,700 Building $280,200$385,900 Land $105,700 Building $280,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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