Erie County and Lancaster Town property record for 37 Stephens Ct, Lancaster, NY 14086 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1995 |
| Lot Size | 0.256 acres (11,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Jun 2024) |
| Tax Bill | $1,936 (2025) |
| Deeds & Mortgages | Jun 2018 Reverse Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.28-4-17 |
| Primary APN | 145203 115.28-4-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,120 sqft (0.256 acres) |
| Lot Dimensions | 139 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 37 STEPHENS CT |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC 7 2015 12 8O X 139.16 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14300 |
Source: Erie County and Lancaster Town records · APN 145203 115.28-4-17
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2018 | Deed of Trust, Mortgage · Reverse Mortgage M & T BANK |
| Jun 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on Record |
| Deed Sale | Jun 17, 2024 · Amount on Record |
| Prior Sale | Apr 28, 1995 · Amount on Record |
| Deed Document Number | 20242024097543 |
| Deed Book / Page | 11432 / 3797 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 37 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138608268 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 13860/8268 |
| Instrument | 2018128881 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BALLSTON LAKE, NY 12019 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 856 Months |
| Due | Oct 18, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
| Type Change Date | Jul 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 37 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Number | 0138608282 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 37 STEPHENS CT LANCASTER NY 140862631, LANCASTER, NY 14086-2631 |
| Document Number | 0138608282 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 013860/008282 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DE 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Jun 28, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,936.00 (-67.04%) | $189,000 (-) Land $42,800 Building $146,200 | $295,313 (+12.5%) Land $66,875 Building $228,438 |
| 2024 | $5,873.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $189,000 (-) Land $42,800 Building $146,200 | $262,500 (+4.17%) Land $59,444 Building $203,056 |
| 2023 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $189,000 Land $42,800 Building $146,200 | $252,000 Land $57,067 Building $194,933 |
Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290143001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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