37 Riley Ct, Miramar Beach, FL 32550 Property Records

Walton County property record for 37 Riley Ct, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,267 sqft · built 2018
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,039,000 (Feb 2025)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`29-2S-21-42700-000-0040`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42700-000-0040`
Alternative APNs	`29-221-42700-000-0040` `1064489`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	3,267 sqft Living Area
Gross Area	3,955 sqft
1st Floor Area	976 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	118 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	264 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	424 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	37 RILEY CT
City	MIRAMAR BEACH
State	FL
Zip	32550-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 4 RILEYS BAYVIEW S/D PB 16-61 OR 2666-2094 OR 2672-2789 OR 3012-2279 OR 3041-1482 OR 3123-2826 OR 3124-2840 OR 3170-3880 OR 3350-660
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	RILEYS BAYVIEW
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1013
Census Tract	950608

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15859 BINKS POINTE TER, WELLINGTON, FL 33414-6512
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Nov 18, 2019	Correction Deed ATTORNEY ONLY
May 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	20255380
Deed Book / Page	3350 / 660
Prior Transfer Date	May 14, 2017
Prior Transfer Doc	0030411482
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 25, 2020
Property Address	37 RILEY CT, MIRAMAR BEACH, FL 32550-6011
Document Number	0031703880
Book / Page	3170 / 3880
Map Reference	MB 16 PG 61
Instrument Date	Nov 24, 2020
Instrument	20200048502
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 RILEY CT, 37, MIRAMAR BEACH, FL 32550-6011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9301 SW 28TH ST, OKLAHOMA CITY, OK 73128-3235

Mortgage

Document Number	0031703882
Date	Nov 25, 2020
Instrument	3170/3882

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 7, 2019
Property Address	37 RILEY CT, MIRAMAR BEACH, FL 32550-6011
Document Number	0031232826
Book / Page	3123 / 2826
Map Reference	MB 16 PG 61
Instrument Date	Nov 7, 2019
Instrument	20190039177
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 AIRPORT RD APT 323, 955, DESTIN, FL 32541-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 EMMA GRACE LN, SANTA ROSA BEACH, FL 32459-6149

Mortgage

Document Number	0031232828
Date	Nov 7, 2019
Instrument	3123/2828

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

November 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Nov 18, 2019
Property Address	37 RILEY CT, MIRAMAR BEACH, FL 32550-6011
Document Number	0031242840
Book / Page	003124 / 002840
Instrument Date	Nov 7, 2019
Instrument	40420
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 EMMA GRACE LN SANTA ROSA BEACH FL 324596149, SANTA ROSA BEACH, FL 32459-6149

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	May 15, 2017
Property Address	37 RILEY CT, MIRAMAR BEACH, FL 32550-6011
Document Number	0030411482
Book / Page	003041 / 001482
Instrument Date	May 14, 2017
Instrument	15713
Transaction Type	Transfer
Record Updated	May 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 AIRPORT RD #1611 DESTIN FL 325412819, 1611, DESTIN, FL 32541-2819

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,653.00 (-19.06%)	$736,376 (-19.37%) Land $155,250 Building $581,126	$736,376 (-19.37%) Land $155,250 Building $581,126
2024	$8,220.00 (+9.47%)
2023	$7,509.00 (+7.95%)	$913,249 (+10.38%) Land $83,717 Building $829,532	$913,249 (+10.38%) Land $83,717 Building $829,532
2022	$6,956.00	$827,388 Land $92,926 Building $734,462	$827,388 Land $92,926 Building $734,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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