25 Riley Ct, Miramar Beach, FL 32550 Property Records

Walton County property record for 25 Riley Ct, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,877 sqft · built 2013
Lot Size	0.092 acres (4,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,000 (Mar 2020)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`29-2S-21-42700-000-0020`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42700-000-0020`
Alternative APNs	`29-221-42700-000-0020` `1064487`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,877 sqft Living Area
Gross Area	2,209 sqft
1st Floor Area	1,175 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	189 sqft
Porch	Finished Screened Porch
Porch Area	143 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	25 RILEY CT
City	MIRAMAR BEACH
State	FL
Zip	32550-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 2 RILEYS BAYVIEW S/D PB 16-61 OR 2666-2094 OR 2804-4038 OR 2889-1047 OR 2921-474 OR 3044-4392 OR 3046-1308 OR 3135-1075
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	RILEYS BAYVIEW
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1013
Census Tract	950608

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 RILEY CT, MIRAMAR BEACH, FL 32550-6011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST
Mar 3, 2020	Warranty Deed, Transfer · Conventional with PMI BANCORPSOUTH
Jul 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 23, 2017	Grant Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	May 28, 2013 · Amount on Record
Deed Document Number	20207810
Deed Book / Page	3135 / 1075
Prior Transfer Date	Jul 3, 2017
Prior Transfer Doc	0030461308
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	25 RILEY CT, MIRAMAR BEACH, FL 32550-6011
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RILEY CT, MIRAMAR BEACH, FL 32550-6011

Mortgage

Document Number	0032311002
Date	Dec 23, 2021
Book Page	3231/1002
Instrument	20210063625

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 3, 2020
Property Address	25 RILEY CT, MIRAMAR BEACH, FL 32550-6011
Document Number	0031351075
Book / Page	003135 / 001075
Instrument Date	Feb 28, 2020
Instrument	7810
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,534.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	233 CALUSA BIVD DESTIN FL 32541, DESTIN, FL 32541

Mortgage

Document Number	31351076
Date	Mar 3, 2020
Book Page	003135/001076
Instrument	7811

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 10, 2017
Property Address	25 RILEY CT, MIRAMAR BEACH, FL 32550-6011
Document Number	0030461308
Book / Page	003046 / 001308
Instrument Date	Jul 3, 2017
Instrument	22409
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 RILEY CT MIRAMAR BEACH FL 325506011, MIRAMAR BEACH, FL 32550-6011

June 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Jun 23, 2017
Property Address	25 RILEY CT, MIRAMAR BEACH, FL 32550-6011
Document Number	0030444392
Book / Page	003044 / 004392
Instrument Date	Jun 22, 2017
Instrument	20636
Record Updated	Aug 18, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 RILEY CT MIRAMAR BEACH FL 325506011, MIRAMAR BEACH, FL 32550-6011

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,184.00 (+2.02%) Homeowner's exemption	$391,006 (-22.16%)	$407,911 (-18.79%) Land $109,250 Building $298,661
2024	$3,121.00 (+3.89%)
2023	$3,004.00 (+1.32%) Homeowner's exemption	$502,302 (+9.21%) Land $66,974 Building $435,328	$502,302 (+9.21%) Land $66,974 Building $435,328
2022	$2,965.00 Homeowner's exemption	$459,931 Land $74,341 Building $385,590	$459,931 Land $74,341 Building $385,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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