22 Riley Ct, Miramar Beach, FL 32550 Property Records

Walton County property record for 22 Riley Ct, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,044 sqft · built 2022
Lot Size	0.107 acres (4,661 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Oct 2020)
Tax Bill	$5,375 (2024)
Deeds & Mortgages	Oct 2021 Construction Loan Aug 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`29-2S-21-42700-000-0080`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42700-000-0080`
Alternative APN	`1064493`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,044 sqft Living Area
Gross Area	2,730 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	11.6 ft deep x 4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1064493
Street Address	22 RILEY CT
City	MIRAMAR BEACH
State	FL
Zip	32550-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 RILEY'S BAYVIEW S/D PB 16 PG 61 OR 2666-2094 OR 2673-1417 OR 3044-993 OR 3162-262
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	BAYVIEW S/D
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1013
Census Tract	950608

Owner

22 Riley Ct is owned and occupied by two individuals who bought it in October 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	22 RILEY CT, MIRAMAR BEACH, FL 32550-6010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Construction Mortgage FNBT BANK
Aug 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Oct 1, 2020	Warranty Deed, Transfer BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC
Jun 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Jun 15, 2017 · Amount on File
Deed Document Number	20200038490
Deed Book / Page	3162 / 262
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	22 RILEY CT, MIRAMAR BEACH, FL 32550-6010
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 BAY WALK CT, MIRAMAR BEACH, FL 32550-4674

Mortgage

Document Number	0032222959
Date	Oct 27, 2021
Book Page	3222/2959
Instrument	20210053588

Lender

Name	FNBT BANK
Type	Bank
Address	FORT WALTON BEACH, FL 32549

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	22 RILEY CT, MIRAMAR BEACH, FL 32550-6010
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 BAY WALK CT, MIRAMAR BEACH, FL 32550-4674

Mortgage

Document Number	0032624443
Date	Aug 9, 2022
Book Page	3262/4443
Instrument	20220036432

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 1, 2020
Property Address	22 RILEY CT, MIRAMAR BEACH, FL 32550-6010
Document Number	0031620262
Book / Page	003162 / 000262
Instrument Date	Sep 25, 2020
Instrument	38490
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	73 BAY WALK CT MIRAMAR BEACH FL 325504674, MIRAMAR BEACH, FL 32550-4674

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 15, 2017
Property Address	22 RILEY CT, MIRAMAR BEACH, FL 32550-6010
Document Number	0030440993
Book / Page	003044 / 000993
Instrument Date	Jun 12, 2017
Instrument	19655
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24288 LANIER ST TALLAHASSEE FL 323109506, TALLAHASSEE, FL 32310-9506

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$434,982 Land $115,000 Building $319,982	$434,982 Land $115,000 Building $319,982
2024	$5,375.00 (+2.23%)
2023	$5,258.00 (+678.96%)	$578,708 (+678.45%) Land $66,974 Building $511,734	$578,708 (+678.45%) Land $66,974 Building $511,734
2022	$675.00	$74,341 Land $74,341	$74,341 Land $74,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Riley Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Riley Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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