37 Heather Cir, Cave Spring, GA 30124 Property Records

Floyd County property record for 37 Heather Cir, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,935 sqft · built 2000
Lot Size	0.77 acres (33,576 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Mar 2026)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D19--062`

Property Details

APN / Parcel Number

Primary APN	`D19--062`
Alternative APN	`59462`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,935 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,576 sqft (0.77 acres)
Garage Area	552 sqft
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	59462
Street Address	37 HEATHER CIR
City	CAVE SPRING
State	GA
Zip	30124-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LT44 QUAIL RIDGE PB26-226 227
Legal Subdivision	QUAIL RIDGE SUB
Legal Lot Number	44
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1059
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Simmons, William S., Plantation listed 1980 · 2 contributing resources · NRIS 80001061

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Floyd County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit FAMILY SAVINGS CREDIT UNION
Nov 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY BANK
Mar 23, 2026	Warranty Deed, Transfer EVERETT FINANCIAL
Apr 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Apr 26, 2016 · Amount on Record
Deed Book / Page	2937 / 1076
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026

Mortgage

Document Number	0026890000001043
Date	Jun 10, 2021
Book Page	0000002689/0000001043

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026

Mortgage

Document Number	0027160000001280
Date	Nov 10, 2021
Book Page	0000002716/0000001280

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026

Mortgage

Document Number	0027750000001171
Date	Nov 28, 2022
Book Page	0000002775/0000001171

Lender

Name	FAMILY SAVINGS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026

Mortgage

Document Number	0028660000000996
Date	Nov 5, 2024
Book Page	0000002866/0000000996

Lender

Name	RIVER CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Mar 23, 2026
Property Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026
Document Number	0029371076
Book / Page	2937 / 1076
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2.92
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026

Mortgage

Document Number	0029371078
Date	Mar 23, 2026
Instrument	2937/1078

Lender

Name	EVERETT FINANCIAL

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

Mortgage

Document Number	0029370000001093
Date	Mar 23, 2026
Book Page	0000002937/0000001093

Lender

Name	EVERETT FINANCIAL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD GA
Recording Date	Apr 17, 2017
Property Address	37 HEATHER CIR, CAVE SPRING, GA 30124-3026
Document Number	0025001295
Book / Page	002500 / 001295
Instrument Date	Apr 14, 2017
Instrument	720983
Transaction Type	Transfer
Record Updated	May 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Cave Spring City
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,672.00 (+6.54%)	$101,492 (+6.42%) Land $8,904 Building $92,588	$253,730 (+6.42%) Land $22,260 Building $231,470
2024	$2,508.00 (+2.33%)	$95,373 (+2.55%) Land $8,400 Building $86,973	$238,433 (+2.55%) Land $21,000 Building $217,433
2023	$2,451.00 (+12.38%)	$93,000 (+16.65%) Land $8,400 Building $84,600	$232,499 (+16.65%) Land $21,000 Building $211,499
2022	$2,181.00	$79,723 Land $8,000 Building $71,723	$199,308 Land $20,000 Building $179,308

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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