20 Heather Cir, Cave Spring, GA 30124 Property Records

Floyd County property record for 20 Heather Cir, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,825 sqft · built 2005
Lot Size	0.65 acres (28,413 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Dec 2025)
Tax Bill	$2,997 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D19--067`

Property Details

APN / Parcel Number

Primary APN	`D19--067`
Alternative APN	`59490`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,825 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,413 sqft (0.65 acres)
Garage Area	441 sqft
Porch	Slab
Porch Area	216 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	59490
Street Address	20 HEATHER CIR
City	CAVE SPRING
State	GA
Zip	30124-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LT42 QUAIL RIDGE PB26-226&227 LL 932 3/4
Legal Subdivision	QUAIL RIDGE SUB
Legal Lot Number	42
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1061
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Simmons, William S., Plantation listed 1980 · 2 contributing resources · NRIS 80001061

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Heather Cir is owned and occupied by an individual who bought it in December 2025.

Source: Floyd County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	20 HEATHER CIR, CAVE SPRING, GA 30124-3027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Prior Sale	Jun 19, 2015 · Amount on File
Deed Book / Page	2920 / 1074
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Dec 4, 2025
Property Address	20 HEATHER CIR, CAVE SPRING, GA 30124-3027
Document Number	0029201074
Book / Page	2920 / 1074
Instrument Date	Dec 2, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HEATHER CIR, CAVE SPRING, GA 30124-3027

Mortgage

Document Number	0029201076
Date	Dec 4, 2025
Instrument	2920/1076

Lender

Name	UNION HOME MORTGAGE

Agreement

Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 20 Heather Cir was $2,997 with a homeowner's exemption, up 44.2% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Cave Spring City
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,997.00 (+44.16%) Homeowner's exemption
2025	$2,079.00 (-0.62%) Homeowner's exemption	$104,864 (+6.66%) Land $8,904 Building $95,960	$262,159 (+6.66%) Land $22,260 Building $239,899
2024	$2,092.00 (+30.59%) Homeowner's exemption	$98,314 (+2.7%) Land $8,400 Building $89,914	$245,785 (+2.7%) Land $21,000 Building $224,785
2023	$1,602.00 (-14.92%) Homeowner's exemption	$95,726 (+17.28%) Land $8,400 Building $87,326	$239,316 (+17.28%) Land $21,000 Building $218,316
2022	$1,883.00 Homeowner's exemption	$81,625 Land $8,000 Building $73,625	$204,063 Land $20,000 Building $184,063

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Heather Cir in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Heather Cir is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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