21 Heather Cir, Cave Spring, GA 30124 Property Records

Floyd County property record for 21 Heather Cir, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,114 sqft · built 2001
Lot Size	1.37 acres (59,638 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2021)
Tax Bill	$2,341 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D19--072`

Property Details

APN / Parcel Number

Primary APN	`D19--072`
Alternative APN	`59470`

Interior

Full Baths	3 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	2,114 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	59,638 sqft (1.37 acres)
Garage Area	475 sqft

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Deck Area	335 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	59470
Street Address	21 HEATHER CIR
City	CAVE SPRING
State	GA
Zip	30124-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LT11 QUAIL RIDGE PB26-226 227
Legal Subdivision	QUAIL RIDGE SUB
Legal Lot Number	11
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1059
Census Tract	2000

Owner

21 Heather Cir is owned and occupied by two individuals who bought it in September 2021.

Source: Floyd County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 HEATHER CIR, CAVE SPRING, GA 30124-3026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Feb 14, 2002 · Amount on File
Deed Document Number	20213839
Deed Book / Page	2708 / 527
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Sep 23, 2021
Property Address	21 HEATHER CIR, CAVE SPRING, GA 30124-3026
Document Number	0027080527
Book / Page	2708 / 527
Instrument Date	Sep 23, 2021
Instrument	2021-003839
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HEATHER CIR, CAVE SPRING, GA 30124-3026

Mortgage

Document Number	0027080000000530
Date	Sep 24, 2021
Book Page	0000002708/0000000530
Instrument	008515550014

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	21 HEATHER CIR, CAVE SPRING, GA 30124-3026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025230313
Date	Oct 31, 2017
Book Page	2523/313
Instrument	7349780013

Lender

Name	UNITED COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21 Heather Cir was $2,341 with a homeowner's exemption, down 15.6% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Cave Spring City
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,341.00 (-15.64%) Homeowner's exemption
2025	$2,775.00 (-0.11%) Homeowner's exemption	$120,886 (+5.6%) Land $8,904 Building $111,982	$302,214 (+5.6%) Land $22,260 Building $279,954
2024	$2,778.00 (+22%) Homeowner's exemption	$114,476 (+2.18%) Land $8,400 Building $106,076	$286,191 (+2.18%) Land $21,000 Building $265,191
2023	$2,277.00 (-12.22%) Homeowner's exemption	$112,029 (+14.51%) Land $8,400 Building $103,629	$280,072 (+14.51%) Land $21,000 Building $259,072
2022	$2,594.00 Homeowner's exemption	$97,834 Land $8,000 Building $89,834	$244,585 Land $20,000 Building $224,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Heather Cir in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Heather Cir is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 93% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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