31 Heather Cir, Cave Spring, GA 30124 Property Records

Floyd County property record for 31 Heather Cir, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,700 sqft · built 2003
Lot Size	0.59 acres (25,661 sqft)
Owner	Individual Name on File
Last Sale	$375,825 (Mar 2025)
Tax Bill	$4,170 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D19--059`

Property Details

APN / Parcel Number

Primary APN	`D19--059`
Alternative APN	`59465`

Interior

Full Baths	3 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	2,700 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,661 sqft (0.59 acres)
Garage Area	528 sqft
Porch	Slab
Porch Area	147 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	59465
Street Address	31 HEATHER CIR
City	CAVE SPRING
State	GA
Zip	30124-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LT16 QUAIL RIDGE PB26-226&227 LL 932 933 4/3
Legal Subdivision	QUAIL RIDGE SUB
Legal Lot Number	16
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1059
Census Tract	2000

Owner

31 Heather Cir is owned and occupied by an individual who bought it in March 2025.

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31 HEATHER CIR, CAVE SPRING, GA 30124-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Jul 18, 2018 · Amount on File
Deed Document Number	20259495550002
Deed Book / Page	2884 / 806
Prior Transfer Date	Nov 13, 2003
Prior Transfer Doc	1838000923
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	31 HEATHER CIR, CAVE SPRING, GA 30124-3026
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025531112
Date	Aug 14, 2018
Book Page	2553/1112
Instrument	7602740013

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	31 HEATHER CIR, CAVE SPRING, GA 30124-3026
Document Number	0025720663
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 HEATHER CIR CAVE SPRING GA 301243026, CAVE SPRING, GA 30124-3026

Mortgage

Document Number	0025720663
Date	Feb 19, 2019
Book Page	002572/000663

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 31 Heather Cir was $4,170 with a homeowner's exemption, up 34.1% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Cave Spring City
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,170.00 (+34.08%) Homeowner's exemption
2025	$3,110.00 (-0.38%) Homeowner's exemption	$145,616 (+6.33%) Land $8,904 Building $136,712	$364,040 (+6.33%) Land $22,260 Building $341,780
2024	$3,122.00 (+19.21%) Homeowner's exemption	$136,947 (+2.54%) Land $8,400 Building $128,547	$342,368 (+2.54%) Land $21,000 Building $321,368
2023	$2,619.00 (-8.07%) Homeowner's exemption	$133,555 (+16.74%) Land $8,400 Building $125,155	$333,887 (+16.74%) Land $21,000 Building $312,887
2022	$2,849.00 Homeowner's exemption	$114,408 Land $8,000 Building $106,408	$286,019 Land $20,000 Building $266,019

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Heather Cir in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Heather Cir is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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