McKean County property record for 31 Elm St, Eldred, PA 16731
| Property Type | Single Family Home |
|---|---|
| Details | 1,360 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,345 (2026) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-002.-325.00 |
| Primary APN | 07-002.-325.00 |
|---|---|
| Alternative APN |
|
| Building Area | 1,360 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 185 ft deep x 60 ft wide |
| Street Address | 31 ELM ST |
|---|---|
| City | ELDRED |
| State | PA |
| Zip | 16731-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0409-0412 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | ELDRED |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 420600 |
Source: McKean County assessment roll, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 ELM ST, ELDRED, PA 16731-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 31 ELM ST, ELDRED, PA 16731-3500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 953/455 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 953/455 |
| Instrument | 202002302 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | ELDRED, PA 16731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 31, 2035 |
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| Municipality | Eldred Borough |
| Unified School District | Otto-Eldred School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,345.00 (+9.26%) | $30,350 (-) Land $5,000 Building $25,350 | |
| 2024 | $1,231.00 | $30,350 Land $5,000 Building $25,350 | |
| 1998 | $30,350 Land $5,000 Building $25,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 7 (1981–2021) |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELDRED BOROUGH WATER AUTH serves 850 people · EPA ID PA6420016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skypacket Networks Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
5G (outdoors only) and 4G LTE
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