37 E Garzas Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 37 E Garzas Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,338 sqft · built 1958
Lot Size	1.01 acres (44,159 sqft)
Owner	Trust Name on File
Last Sale	$2,850,000 (May 2023)
Tax Bill	$31,270 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`189-141-010-000`

Property Details

APN / Parcel Number

Primary APN	`189-141-010-000`
Alternative APN	`189-141-010`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,338 sqft Living Area
1st Floor Area	3,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	H-Shape
Exterior Material	Adobe
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	44,159 sqft
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	189-141-010
Street Address	37 E GARZAS RD
City	CARMEL VALLEY
State	CA
Zip	93924-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL MONTE LOT 9 BLK 2
Legal Subdivision	RANCHO DEL MONTE
Legal Block	2
Legal Lot Number	9
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	1
Census Block	1007
Census Tract	11002

Owner

37 E Garzas Rd is held in a trust since May 2023.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	37 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Intrafamily Transfer, Transfer
May 31, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Sep 27, 2011 · Amount on File
Deed Document Number	202316317
Prior Transfer Date	Sep 28, 2011
Prior Transfer Doc	0000053571
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 5, 2023
Property Address	37 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000016796
Map Reference	VOL 5 PG 99
Instrument Date	Jun 1, 2023
Instrument	2023016796
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	37 E GARZAS RD, CARMEL VALLEY, CA 93924-9450

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 31, 2023
Property Address	37 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000016317
Map Reference	VOL 5 PG 99
Instrument Date	May 8, 2023
Instrument	2023016317
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	37 E GARZAS RD, CARMEL VALLEY, CA 93924-9450

Mortgage

Document Number	0000016318
Date	May 31, 2023
Instrument	2023016318

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Index	Other
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 37 E Garzas Rd was $31,270.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,024,442 (+2%) Land $1,167,328 Building $1,857,114
2025	$31,270.00	$2,965,140 Land $1,144,440 Building $1,820,700
2023	$13,923.00 (+3.36%) Homeowner's exemption	$1,297,816 Land $663,999 Building $633,817
2022	$13,470.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37 E Garzas Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (1995)
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 E Garzas Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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