Monterey County property record for 45 E Garzas Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,821 sqft · built 1962 |
| Lot Size | 1.17 acres (51,260 sqft) |
| Owner | Company Name on Record |
| Last Sale | $875,000 (May 2002) |
| Tax Bill | $14,654 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-131-010-000 |
| Primary APN | 189-131-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,821 sqft Living Area |
| 1st Floor Area | 2,821 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 51,260 sqft |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Old Parcel Number | 189-131-010 |
|---|---|
| Street Address | 45 E GARZAS RD |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RCHO DEL MONTE 6 LOT 12 BLK 2 |
| Legal Subdivision | RCHO DEL MONTE 6 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11002 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 45 E GARZAS RD, CARMEL VALLEY, CA 93924-9450 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2002 · Amount on Record |
| Deed Sale | May 29, 2002 · Amount on Record |
| Deed Document Number | 200250364 |
| Last Transfer Date | Jul 8, 2014 |
| Transfer Doc | 0000033717 |
| Record Updated | Oct 29, 2026 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,410,893 (+2%) Land $904,101 Building $506,792 | |
| 2025 | $14,654.00 (+2.79%) Homeowner's exemption | $1,383,229 (+4.04%) Land $886,374 Building $496,855 |
| 2023 | $14,256.00 (+3.36%) Homeowner's exemption | $1,329,518 Land $851,956 Building $477,562 |
| 2022 | $13,792.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 2 (1995) |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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