17 E Garzas Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 17 E Garzas Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,827 sqft · built 1958
Lot Size	1.03 acres (44,888 sqft)
Owner	Trust Name on File
Last Sale	$837,500 (Jul 2013)
Tax Bill	$9,819 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2020 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`189-141-016-000`

Property Details

APN / Parcel Number

Primary APN	`189-141-016-000`
Alternative APN	`189-141-016`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,827 sqft Living Area
1st Floor Area	2,827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	44,888 sqft
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	189-141-016
Street Address	17 E GARZAS RD
City	CARMEL VALLEY
State	CA
Zip	93924-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RANCHO DEL MONTE NO 6 LOT 5 BLK 2
Legal Subdivision	RANCHO DEL MONTE NO 6
Legal Block	2
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	1
Census Block	1007
Census Tract	11002

Owner

17 E Garzas Rd is owner-occupied and held in a trust since July 2013.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	17 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Quit Claim Deed, Transfer WFG LENDER SERVICES, WFG LENDER SVCS
Sep 21, 2020	Intrafamily Transfer, Transfer WFG LENDER SERVICES
Jan 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 25, 2019	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2013 · Amount on File
Deed Sale	Jul 12, 2013 · Amount on File
Prior Sale	Mar 6, 2013 · Amount on File
Deed Document Number	201344125
Prior Transfer Date	Dec 27, 1995
Prior Transfer Doc	0033190764
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 21, 2020
Property Address	17 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000049405
Instrument Date	Jul 17, 2020
Instrument	49405
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17 E GARZAS RD CARMEL VALLEY CA 939249450, CARMEL VALLEY, CA 93924-9450

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Sep 21, 2020
Property Address	17 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000049404
Map Reference	MB 5 PG 99
Instrument Date	Jul 17, 2020
Instrument	2020049404
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 E GARZAS RD, CARMEL VALLEY, CA 93924-9450

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 15, 2020
Property Address	17 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000002365
Instrument Date	Jan 15, 2020
Instrument	2365
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17 E GARZAS RD CARMEL VALLEY CA 939249450, CARMEL VALLEY, CA 93924-9450

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 5, 2019
Property Address	17 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000022814
Instrument Date	Apr 25, 2019
Instrument	22814
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17 E GARZAS RD CARMEL VALLEY CA 939249450, CARMEL VALLEY, CA 93924-9450

June 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 25, 2019
Property Address	17 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000026032
Instrument Date	Apr 25, 2019
Instrument	26032
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17 E GARZAS RD CARMEL VALLEY CA 939249450, CARMEL VALLEY, CA 93924-9450

Tax Assessment & Valuation

The 2025 property tax bill for 17 E Garzas Rd was $9,819 with a homeowner's exemption, up 2.9% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$939,288 (+2%) Land $387,815 Building $551,473
2025	$9,819.00 (+2.91%) Homeowner's exemption	$920,871 Land $380,211 Building $540,660
2024	$9,541.00 (-0.45%)
2023	$9,584.00 (+5.06%) Homeowner's exemption	$885,114 Land $365,448 Building $519,666
2022	$9,122.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17 E Garzas Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (1995)
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 E Garzas Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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