13 E Garzas Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 13 E Garzas Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	8 bd · 3 ba · 3,546 sqft · built 1957
Lot Size	1.08 acres (47,349 sqft)
Owner	Trust Name on File
Last Sale	$2,800,000 (Nov 2021)
Tax Bill	$31,262 (2025)
Deeds & Mortgages	Oct 2023 Transfer Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`189-141-005-000`

Property Details

APN / Parcel Number

Primary APN	`189-141-005-000`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	3,546 sqft Living Area
1st Floor Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	47,349 sqft (1.08 acres)
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13 E GARZAS RD
City	CARMEL VALLEY
State	CA
Zip	93924-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL MONTE SUB NO 6 TR222 LOT 4 BLK 2
Legal Subdivision	RANCHO DEL MONTE SUB NO 6 TR222
Legal Tract	222
Legal Block	2
Legal Lot Number	4
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	1
Census Block	1007
Census Tract	11002

Owner

13 E Garzas Rd is owner-occupied and held in a trust since November 2021.

Source: Monterey County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	13 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Intrafamily Transfer, Transfer
Nov 16, 2021	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Jul 30, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Jul 30, 2020 · Amount on File
Deed Document Number	202177713
Prior Transfer Date	Oct 17, 2014
Prior Transfer Doc	0000052949
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 30, 2023
Property Address	13 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000037887
Map Reference	MB 5 PG 99
Instrument Date	Aug 31, 2023
Instrument	2023037887
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13 E GARZAS RD, CARMEL VALLEY, CA 93924-9450

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 16, 2021
Property Address	13 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000077713
Map Reference	MB 5 PG 99
Instrument Date	Nov 9, 2021
Instrument	2021077713
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1008 WHITE GATE RD, ALAMO, CA 94507-2802

Mortgage

Document Number	0000077714
Date	Nov 16, 2021
Instrument	2021077714

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 30, 2020
Property Address	13 E GARZAS RD, CARMEL VALLEY, CA 93924-9450
Document Number	0000037520
Instrument Date	Jul 17, 2020
Instrument	37520
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,705.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3526 88TH AVE NE CIRCLE PINES MN 550144106, CIRCLE PINES, MN 55014-4106

Tax Assessment & Valuation

The 2025 property tax bill for 13 E Garzas Rd was $31,262 with a homeowner's exemption, up 3% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,030,807 (+2%) Land $1,731,890 Building $1,298,917
2025	$31,262.00 (+2.95%) Homeowner's exemption	$2,971,381 Land $1,697,932 Building $1,273,449
2024	$30,366.00 (+0.21%)
2023	$30,302.00 (+3.39%) Homeowner's exemption	$2,856,000 Land $1,632,000 Building $1,224,000
2022	$29,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13 E Garzas Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (1995)
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 E Garzas Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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