29 Chapital, San Clemente, CA 92672 Property Records

Orange County property record for 29 Chapital, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,587 sqft · built 1996
Lot Size	0.102 acres (4,428 sqft)
Owner	Trust Name on File
Last Sale	$259,000 (Sep 1996)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`688-251-05`

Property Details

APN / Parcel Number

Primary APN	`688-251-05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,587 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	4,428 sqft (0.102 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	29 CHAPITAL
City	SAN CLEMENTE
State	CA
Zip	92672-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14986 BLK LOT 15
Legal Subdivision	TRACT NO 14986
Legal Tract	14986
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	42109

Owner

29 Chapital is owner-occupied and held in a trust since February 2004.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	29 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Dec 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 1996 · Amount on File
Deed Sale	Sep 30, 1996 · Amount on File
Deed Document Number	1996497590
Last Transfer Date	Feb 27, 2004
Transfer Doc	0000181193
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	29 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CHAPITAL, SAN CLEMENTE, CA 92672-9311

Mortgage

Document Number	0000240344
Date	Apr 8, 2021
Instrument	2021000240344

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	29 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSN CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CHAPITAL, SAN CLEMENTE, CA 92672-9311

Mortgage

Document Number	0000465709
Date	Dec 13, 2018
Instrument	2018000465709

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 29 Chapital was $4,204 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$430,090 (+2%) Land $83,062 Building $347,028
2025	$4,204.00 Homeowner's exemption	$421,657 Land $81,433 Building $340,224
2023	$4,044.00 (+1.99%) Homeowner's exemption	$405,285 Land $78,272 Building $327,013
2022	$3,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 29 Chapital in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Chapital is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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