Nassau County property record for 3697 River Rd, Hilliard, FL 32046 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,782 sqft · built 2020 |
| Lot Size | 6.86 acres (299,257 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,000 (Jun 2019) |
| Tax Bill | $4,759 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-2N-23-0111-0001-0000 |
| Primary APN | 14-2N-23-0111-0001-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,782 sqft Heated Area |
| Gross Area | 3,108 sqft |
| 1st Floor Area | 1,782 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 299,257 sqft (6.86 acres) |
| Garage Area | 812 sqft |
| Porch | Open Porch |
| Porch Area | 514 sqft |
| Pole Barn | 2,880 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3697 RIVER RD |
|---|---|
| City | HILLIARD |
| State | FL |
| Zip | 32046-5759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CANDLEWOOD FARMS OR 2229/189 |
| Legal Range | 23E |
| Legal Township | 02N |
| Legal Section | 14 |
| Legal Subdivision | CANDLEWOOD FARMS |
| Legal Lot Number | 1 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 50508 |
Source: Nassau County records · APN 14-2N-23-0111-0001-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3697 RIVER RD, HILLIARD, FL 32046-5759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Mar 27, 2020 | Loan Modification, Mortgage FIRST FED'L SVGS BK |
| Jun 28, 2019 | Special Warranty Deed, Construction Loan · Construction Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 201945020537 |
| Deed Book / Page | 2285 / 1439 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 3697 RIVER RD, HILLIARD, FL 32046-5759 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2022 |
| Title Company | OSCEOLA LAND TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3697 RIVER RD, HILLIARD, FL 32046-5759 |
| Document Number | 0024731665 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 2473/1665 |
| Instrument | 202145023835 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 3697 RIVER RD, HILLIARD, FL 32046-5759 |
| Document Number | 0023510383 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3697 RIVER RD HILLIARD FL 320465759, HILLIARD, FL 32046-5759 |
| Document Number | 0023510383 |
|---|---|
| Date | Apr 01, 2020 |
| Book Page | 002351/000383 |
| Instrument | 45010251 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKE CITY, FL 32055 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 3697 RIVER RD, HILLIARD, FL 32046-5759 |
| Document Number | 0022851439 |
| Book / Page | 2285 / 1439 |
| Map Reference | MB 2229 PG 189&190 |
| Instrument Date | May 24, 2019 |
| Instrument | 201945020537 |
| Transaction Type | Construction Loan |
| Record Updated | May 09, 2022 |
| Title Company | GUARDIN TITLE & TRUST INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $532.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 RAYONIER WAY, 1, YULEE, FL 32097-0002 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 187, CALLAHAN, FL 32011-0187 |
| Investor | Possibly a Property Investor |
| Document Number | 0022851444 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2285-1444 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 01, 2050 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,759.00 (+11.69%) Homeowner's exemption | $350,405 (+12.11%) | $538,147 (-0.11%) Land $133,965 Building $404,182 |
| 2024 | $4,261.00 (+1.31%) Homeowner's exemption | $312,541 (+3%) | $538,720 (+15.39%) Land $156,636 Building $382,084 |
| 2023 | $4,206.00 (+10.19%) Homeowner's exemption | $303,438 (+3%) | $466,888 (+28.11%) Land $156,636 Building $310,252 |
| 2022 | $3,817.00 Homeowner's exemption | $294,600 | $364,456 Land $82,440 Building $282,016 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 305 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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