3680 Morgan Mill Rd, Kempner, TX 76539 Property Records

Bell County property record for 3680 Morgan Mill Rd, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	2,568 sqft · built 2021
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Tax Bill	$1,214 (2022)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0847782225`

Property Details

APN / Parcel Number

Primary APN	`0847782225`
Alternative APN	`498503`

Interior

Stories	1 Story
Building Area	2,568 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	33,977 sqft (0.78 acres)
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3680 MORGAN MILL RD
City	KEMPNER
State	TX
Zip	76539-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERSIMMON SPRINGS PHASE TWO, BLOCK 005, LOT 0015, ACRES .78
Legal Subdivision	PERSIMMON SPRINGS PHASE TWO
Legal Block	5
Legal Lot Number	15
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2001
Census Tract	23301

Owner

3680 Morgan Mill Rd is owned by an individual who acquired it in March 2021.

Source: Bell County records, as of November 9, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3680 MORGAN MILL RD, KEMPNER, TX 76539-6901
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS CHOICE HOME LOANS LP
Mar 12, 2021	Warranty Deed, Transfer CAROTHERS ABSTRACT AND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021
Deed Sale	Mar 12, 2021
Deed Document Number	2021014667
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3680 MORGAN MILL RD, KEMPNER, TX 76539-6901
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038828
Date	Jun 17, 2022
Instrument	2022038828

Lender

Name	AMERICAS CHOICE HOME LOANS LP
Type	Mortgage Company
Address	HOUSTON, TX 77024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 12, 2021
Property Address	3680 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000014667
Map Reference	DOC 2020051116
Instrument Date	Mar 2, 2021
Instrument	2021014667
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 S MAIN ST, 814, COPPERAS COVE, TX 76522-2921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13011A ESTELLE RD, ROSHARON, TX 77583-5035

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$557,712 Land $65,000 Building $492,712	$557,712 Land $65,000 Building $492,712
2022	$1,214.00 (+377.95%)
2021	$254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3680 Morgan Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3680 Morgan Mill Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed.

Nearby Properties on Morgan Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures