Lawrence County property record for 2185 Co Rd 48, Waterloo, OH 45688
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1914 |
| Lot Size | 10.7 acres (468,270 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,000 (Dec 2006) |
| Tax Bill | $469 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-032-0800.000 |
| Primary APN | 20-032-0800.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 480 sqft |
| 2nd Floor Area | 480 sqft |
| Upper Floors Area | 480 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Architectural Style | Log Home |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 468,270 sqft (10.7 acres) |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | None |
|---|
| Street Address | 2185 COUNTY ROAD 48 |
|---|---|
| City | WATERLOO |
| State | OH |
| Zip | 45688-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 17-05-32 PT. NW NW 0010.75A |
| Legal Subdivision | SYMMES VALLEY |
| Jurisdiction | LAWRENCE OH |
| Township / Civil Division | SYMMES |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 50600 |
2185 Co Rd 48, a rural home, is owned by two individuals who bought it in December 2006.
Source: Lawrence County records, as of May 3, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1166 E STATE ROUTE 73, SPRINGBORO, OH 45066-9754 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2006 · Amount on File |
| Deed Sale | Dec 5, 2006 · Amount on File |
| Deed Document Number | 129824 |
| Deed Book / Page | 0434 / 698 |
| Record Updated | Jun 7, 2026 |
Source: Lawrence County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lawrence County |
| County Subdivision | Symmes Township |
| Unified School District | Symmes Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $469.00 (+0.43%) | $20,680 (-) Land $10,070 Building $10,610 | |
| 2022 | $467.00 | $20,680 Land $10,070 Building $10,610 | $59,100 Land $28,780 Building $30,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2185 Co Rd 48 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (2000–2017) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Mar 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2185 Co Rd 48 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 98.4% of Ohio |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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