3680 Covington Ln, Lakeland, FL 33810 Property Records

Polk County property record for 3680 Covington Ln, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,179 sqft · built 2007
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$204,800 (Apr 2025)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-35-013503-017100`

Property Details

APN / Parcel Number

Primary APN	`23-27-35-013503-017100`
Alternative APNs	`352723013503017100` `52723000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,179 sqft Living Area
Gross Area	3,817 sqft
1st Floor Area	1,516 sqft
Upper Floors Area	1,663 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,700 sqft (0.154 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	638 sqft
Porch	Screened/Unfinished Porch
Porch Area	230 sqft

Location & Zoning

Street Address	3680 COVINGTON LN
City	LAKELAND
State	FL
Zip	33810-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 17 LOT 10
Legal Range	23E
Legal Township	27S
Legal Section	35
Legal Subdivision	HAMPTON HILLS SOUTH PHASE 2
Legal Phase	2
Legal Tract	13503
Legal Block	17
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1041
Census Tract	12126

Owner

Source: Polk County assessment roll, APN 23-27-35-013503-017100, as of June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3680 COVINGTON LN, LAKELAND, FL 33810-2709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2025 · Amount on Record
Deed Sale	Apr 01, 2025 · Amount on Record
Prior Sale	Apr 01, 2021 · Amount on Record
Deed Document Number	202572796
Deed Book / Page	13488 / 1109
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	0116480003
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Apr 01, 2021
Property Address	3680 COVINGTON LN, LAKELAND, FL 33810-2709
Document Number	0000082590
Book / Page	11648 / 3
Map Reference	MB 140 PG 1
Instrument Date	Mar 19, 2021
Instrument	2021082590
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$364.70
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3680 COVINGTON LN, LAKELAND, FL 33810-2709

Mortgage

Document Number	0000116488
Date	Apr 01, 2021
Instrument	11648/8

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll as of June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,924.00 (+3.29%)	$205,304 (+5.99%)	$378,442 (-2.94%) Land $50,000 Building $328,442
2024	$2,831.00 (+2.8%)
2023	$2,754.00 (+2.99%) Homeowner's exemption	$193,707 (+3%)	$389,890 (+25.11%) Land $48,000 Building $341,890
2022	$2,674.00 Homeowner's exemption	$188,065	$311,631 Land $40,000 Building $271,631

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050121261, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 278 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6531014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAKELAND serves 193,297 people
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.