State of Hawaii and Maui County property record for 3685 Lower Kula Rd, Kula, HI 96790
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,025 sqft · built 1993 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $425,000 (Nov 2003) |
| Tax Bill | $1,963 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer Oct 2025 Transfer + 3 more |
| APN | 2-2-3-053-003 |
| Primary APN | 2-2-3-053-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,025 sqft Living Area |
| Gross Area | 4,056 sqft |
| 1st Floor Area | 3,203 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 240 sqft |
| Porch | Open Porch |
| Porch Area | 915 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Street Address | 3685 LOWER KULA RD |
|---|---|
| City | KULA |
| State | HI |
| Zip | 96790-8761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGR |
| Legal Description | LOT 3 KAMEHAMENUI SUBDIVISION FP 1388 |
| Legal Subdivision | KAMEHAMENUI SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | MAUI HI |
| Township / Civil Division | KULA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30305 |
Source: State of Hawaii and Maui County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3685 LOWER KULA RD, KULA, HI 96790-8761 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 26, 2025 | Intrafamily Transfer, Transfer |
| Oct 15, 2025 | Intrafamily Transfer, Transfer |
| Mar 23, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN SAVINGS BANK FSB |
| Jul 21, 2017 | Deed of Trust, Mortgage · VA Mortgage AMERICAN SAVINGS BANK FSB |
| Nov 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HAWAIIUSA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2003 · Amount on Record |
| Deed Sale | Nov 13, 2003 · Amount on Record |
| Deed Document Number | 2003249128 |
| Prior Transfer Date | Oct 28, 2002 |
| Prior Transfer Doc | 0000067020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MAUI HI |
| Recording Date | Nov 26, 2025 |
| Property Address | 3685 LOWER KULA RD, KULA, HI 96790-8761 |
| Document Number | A9461000989 |
| Instrument Date | Nov 17, 2025 |
| Instrument | A-9461000989 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3685 LOWER KULA RD, KULA, HI 96790-8761 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MAUI HI |
| Recording Date | Oct 15, 2025 |
| Property Address | 3685 LOWER KULA RD, KULA, HI 96790-8761 |
| Document Number | A9419000693 |
| Instrument Date | Oct 2, 2025 |
| Instrument | A-9419000693 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 OHUKAI RD # RDB308, RDB308, KIHEI, HI 96753-7040 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3685 LOWER KULA RD, KULA, HI 96790-8761 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 3685 LOWER KULA RD, KULA, HI 96790-8761 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | NOT AVAILABLE, OR |
| Name | Verified Name |
|---|
| Document Number | 0A77520435 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | A-77520435 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96804 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 3685 LOWER KULA RD, KULA, HI 96790-8761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OR |
| Name | Verified Name |
|---|
| Document Number | 0A64110062 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | A-64110062 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96804 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 3685 LOWER KULA RD, KULA, HI 96790-8761 |
| Document Number | 0A65280203 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | FIRST HAWAII TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3685 LOWER KULA RD KULA HI 967908761, KULA, HI 96790-8761 |
| Document Number | 0A65280203 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | A65280203 |
| Name | HAWAIIUSA FCU |
|---|---|
| Type | Credit Union |
| Address | HONOLULU, HI 96817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 14, 2032 |
Source: State of Hawaii and Maui County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Maui County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,963.00 (-16.72%) | $1,589,900 (+0.38%) Land $800,000 Building $789,900 | $1,589,900 (+0.38%) Land $800,000 Building $789,900 |
| 2025 | $2,357.00 (+34%) Homeowner's exemption | $1,583,900 (+44.28%) Land $958,300 Building $625,600 | $1,583,900 (+44.28%) Land $958,300 Building $625,600 |
| 2023 | $1,759.00 (+3.65%) Homeowner's exemption | $1,097,800 (+17.58%) Land $500,900 Building $596,900 | $1,097,800 (+17.58%) Land $500,900 Building $596,900 |
| 2022 | $1,697.00 Homeowner's exemption | $933,700 Land $392,000 Building $541,700 | $933,700 Land $392,000 Building $541,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 67% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER KULA serves 3,522 people · EPA ID HI0000247 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 4 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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