3655 Lower Kula Rd, Kula, HI 96790 Property Records

State of Hawaii and Maui County property record for 3655 Lower Kula Rd, Kula, HI 96790

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,638 sqft · built 1978
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$1,250,000 (Jun 2021)
Tax Bill$2,171 (2026)
Deeds & MortgagesMar 2023 Transfer
Jun 2021 Sale & Mortgage
APN2-2-3-053-005

Property Details

APN / Parcel Number

Primary APN2-2-3-053-005
Alternative APNs
  • 2-2-3-053-005-0000
  • 230530050000
  • 2-3-053-005

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,638 sqft Living Area
Gross Area3,006 sqft
1st Floor Area1,527 sqft
Upper Floors Area312 sqft
Basement Area799 sqft
Finished Basement799 sqft
Utility Area120 sqft
FlooringWood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2010
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area548 sqft
Deck Area340 sqft
Patio Area676 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3655 LOWER KULA RD
CityKULA
StateHI
Zip96790-8761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGR
Legal DescriptionLOT 5 KAMEHAMENUI SUBD FP 1388 21,780 SF SUBJ/ESMT
Legal SubdivisionKAMEHAMENUI SUBD
Legal Lot Number5
JurisdictionMAUI HI
Township / Civil DivisionKULA
Census Block Group2
Census Block2001
Census Tract30305

Owner

3655 Lower Kula Rd is owned and occupied by an individual who acquired it in March 2023.

Source: State of Hawaii and Maui County records, as of August 12, 2026

Owner of RecordIndividual Name on File
Mailing Address3655 LOWER KULA RD, KULA, HI 96790-8761
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2023Intrafamily Transfer, Transfer
Jun 24, 2021Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2021 · Amount on File
Deed SaleJun 24, 2021 · Amount on File
Prior SaleAug 26, 2016
Deed Document Number202178450152
Last Transfer DateMar 21, 2023
Transfer Doc0084800599
Record UpdatedSep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMAUI HI
Recording DateMar 21, 2023
Property Address3655 LOWER KULA RD, KULA, HI 96790-8761
Document Number0A84800599
Instrument DateMar 21, 2023
InstrumentA-84800599
Transaction TypeTransfer
Record UpdatedAug 1, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3655 LOWER KULA RD, KULA, HI 96790-8761

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMAUI HI
Recording DateJun 24, 2021
Property Address3655 LOWER KULA RD, KULA, HI 96790-8761
Document Number0A78450152
Instrument DateJun 15, 2021
InstrumentA-78450152
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyFIDELITY NATIONAL TITLE, FNT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,750.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21 KAI NANA PL, KULA, HI 96790-8115

Mortgage

Document Number0A78450153
DateJun 24, 2021
InstrumentA-78450153
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3655 Lower Kula Rd was $2,171 with a homeowner's exemption, down 6.7% from the year before.

Source: State of Hawaii and Maui County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyMaui County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,171.00 (-6.7%) Homeowner's exemption$1,615,900 Land $800,000 Building $815,900$1,615,900 Land $800,000 Building $815,900
2025$2,327.00
2023$1,729.00 (-71.78%) Homeowner's exemption$1,210,200 (+141.46%) Land $500,900 Building $709,300$1,210,200 (+141.46%) Land $500,900 Building $709,300
2022$6,126.00$501,200 Land $392,000 Building $109,200$501,200 Land $392,000 Building $109,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3655 Lower Kula Rd; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3655 Lower Kula Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · lower than 67% of Hawaii
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER KULA
serves 3,522 people · EPA ID HI0000247
Water SourceSurface water
Last State InspectionSep 2022
Lead4 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000

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