State of Hawaii and Maui County property record for 3655 Lower Kula Rd, Kula, HI 96790
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,638 sqft · built 1978 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,250,000 (Jun 2021) |
| Tax Bill | $2,171 (2026) |
| Deeds & Mortgages | Mar 2023 Transfer Jun 2021 Sale & Mortgage |
| APN | 2-2-3-053-005 |
| Primary APN | 2-2-3-053-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,638 sqft Living Area |
| Gross Area | 3,006 sqft |
| 1st Floor Area | 1,527 sqft |
| Upper Floors Area | 312 sqft |
| Basement Area | 799 sqft |
| Finished Basement | 799 sqft |
| Utility Area | 120 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 548 sqft |
| Deck Area | 340 sqft |
| Patio Area | 676 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Street Address | 3655 LOWER KULA RD |
|---|---|
| City | KULA |
| State | HI |
| Zip | 96790-8761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGR |
| Legal Description | LOT 5 KAMEHAMENUI SUBD FP 1388 21,780 SF SUBJ/ESMT |
| Legal Subdivision | KAMEHAMENUI SUBD |
| Legal Lot Number | 5 |
| Jurisdiction | MAUI HI |
| Township / Civil Division | KULA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30305 |
3655 Lower Kula Rd is owned and occupied by an individual who acquired it in March 2023.
Source: State of Hawaii and Maui County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3655 LOWER KULA RD, KULA, HI 96790-8761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2023 | Intrafamily Transfer, Transfer |
| Jun 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on File |
| Deed Sale | Jun 24, 2021 · Amount on File |
| Prior Sale | Aug 26, 2016 |
| Deed Document Number | 202178450152 |
| Last Transfer Date | Mar 21, 2023 |
| Transfer Doc | 0084800599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MAUI HI |
| Recording Date | Mar 21, 2023 |
| Property Address | 3655 LOWER KULA RD, KULA, HI 96790-8761 |
| Document Number | 0A84800599 |
| Instrument Date | Mar 21, 2023 |
| Instrument | A-84800599 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3655 LOWER KULA RD, KULA, HI 96790-8761 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MAUI HI |
| Recording Date | Jun 24, 2021 |
| Property Address | 3655 LOWER KULA RD, KULA, HI 96790-8761 |
| Document Number | 0A78450152 |
| Instrument Date | Jun 15, 2021 |
| Instrument | A-78450152 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FNT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 KAI NANA PL, KULA, HI 96790-8115 |
| Document Number | 0A78450153 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | A-78450153 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 3655 Lower Kula Rd was $2,171 with a homeowner's exemption, down 6.7% from the year before.
Source: State of Hawaii and Maui County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Maui County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,171.00 (-6.7%) Homeowner's exemption | $1,615,900 Land $800,000 Building $815,900 | $1,615,900 Land $800,000 Building $815,900 |
| 2025 | $2,327.00 | ||
| 2023 | $1,729.00 (-71.78%) Homeowner's exemption | $1,210,200 (+141.46%) Land $500,900 Building $709,300 | $1,210,200 (+141.46%) Land $500,900 Building $709,300 |
| 2022 | $6,126.00 | $501,200 Land $392,000 Building $109,200 | $501,200 Land $392,000 Building $109,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 3655 Lower Kula Rd; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3655 Lower Kula Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 67% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER KULA serves 3,522 people · EPA ID HI0000247 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 4 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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