3646 Lower Kula Rd, Kula, HI 96790 Property Records

State of Hawaii and Maui County property record for 3646 Lower Kula Rd, Kula, HI 96790

Property Summary

Property Type	Seasonal / Vacation Home
Details	5 bd · 5 ba · 3,282 sqft · built 1996
Lot Size	2 acres (87,468 sqft)
Owner	Trust Name on File
Last Sale	$1,525,000 (Nov 2014)
Tax Bill	$6,260 (2026)
Deeds & Mortgages	Dec 2021 Mortgage
APN	`2-2-3-002-083`

Property Details

APN / Parcel Number

Primary APN	`2-2-3-002-083`
Alternative APNs	`2-2-3-002-083-0000` `230020830000` `2-3-002-083`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,282 sqft Living Area
Gross Area	3,966 sqft
1st Floor Area	2,690 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	87,468 sqft
Garage Area	400 sqft

Exterior Amenities

Pool Area	600 sqft
Porch	Covered Porch
Porch Area	989 sqft
Deck Area	498 sqft
Patio Area	1,125 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3646 LOWER KULA RD
City	KULA
State	HI
Zip	96790-8760
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	AGR
Legal Description	LOT 1 KULA VIEW ESTATES SUBD POR RP 4388 & 7453, LCAW 8452, APANA 2 2.008 AC DES SUBJ/ESMT
Legal Subdivision	KULA VIEW ESTATES SUBD
Legal Lot Number	1
Jurisdiction	MAUI HI
Township / Civil Division	KULA
Census Block Group	1
Census Block	1017
Census Tract	30304

Owner

3646 Lower Kula Rd, a residential property, is owner-occupied and held in a trust since November 2014.

Source: State of Hawaii and Maui County records, as of August 12, 2026

Owner of Record	Trust Name on File
Mailing Address	3646 LOWER KULA RD, KULA, HI 96790-8760
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2014 · Amount on File
Deed Sale	Nov 6, 2014 · Amount on File
Prior Sale	May 10, 1999 · Amount on File
Deed Document Number	201454230395
Prior Transfer Date	Jan 31, 2006
Prior Transfer Doc	0000028295
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAUI HI
Property Address	3646 LOWER KULA RD, KULA, HI 96790-8760
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A80120811
Date	Dec 8, 2021
Instrument	A-80120811

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 3646 Lower Kula Rd was $6,260, down 12.6% from the year before.

Source: State of Hawaii and Maui County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Maui County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,260.00 (-12.61%)	$2,082,000 Land $942,400 Building $1,139,600	$2,215,600 Land $1,076,000 Building $1,139,600
2025	$7,163.00
2023	$5,665.00 (+13.55%)	$1,733,000 (+93.54%) Land $687,600 Building $1,045,400	$1,830,400 (+85.47%) Land $785,000 Building $1,045,400
2022	$4,989.00	$895,400 Land $646,300 Building $249,100	$986,900 Land $737,800 Building $249,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3646 Lower Kula Rd; there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3646 Lower Kula Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 67% of Hawaii
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER KULA serves 3,522 people · EPA ID HI0000247
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	4 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000