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3731 Lower Kula Rd, Kula, HI 96790 Property Records

State of Hawaii and Maui County property record for 3731 Lower Kula Rd, Kula, HI 96790

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,240 sqft · built 1978
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on File
Last Sale$352,000 (Jul 2000)
Tax Bill$1,352 (2026)
Deeds & MortgagesMar 2017 Reverse Mortgage
Jan 2020 Transfer
+ 2 more
APN2-2-3-053-001

Property Details

APN / Parcel Number

Primary APN2-2-3-053-001
Alternative APNs
  • 2-2-3-053-001-0000
  • 230530010000
  • 2-3-053-001

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,240 sqft Living Area
1st Floor Area2,240 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
Garage Area496 sqft
CarportCarport
Carport Area496 sqft
Deck Area260 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3731 LOWER KULA RD
CityKULA
StateHI
Zip96790-8762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGR
Legal DescriptionLOT 1 KAMEHAMENUI SUBD FP 1388 0.500 AC
Legal SubdivisionKAMEHAMENUI SUBD
Legal Lot Number1
JurisdictionMAUI HI
Township / Civil DivisionKULA
Census Block Group2
Census Block2001
Census Tract30305

Owner

3731 Lower Kula Rd is owned by a company that acquired it in December 2019 and is owner-occupied.

Source: State of Hawaii and Maui County records, as of August 12, 2026

Owner of RecordCompany Name on File
Mailing Address3731 LOWER KULA RD, KULA, HI 96790-8762
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2017Deed of Trust, Mortgage · Reverse Mortgage
SKYLINE FINANCIAL CORP
Jan 3, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 3, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 3, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2000 · Amount on File
Deed SaleJul 21, 2000 · Amount on File
Prior SaleJan 5, 1996 · Amount on File
Deed Document Number2000101239
Last Transfer DateDec 16, 2019
Transfer Doc0073070573
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAUI HI
Property Address3731 LOWER KULA RD, KULA, HI 96790-8762
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFNT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A62820540
DateMar 14, 2017
InstrumentA-62820540
Lender
NameSKYLINE FINANCIAL CORP
TypeFunding / Finance Company
AddressAGOURA HILLS, CA 91301
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term939 Months
DueMay 31, 2095
Interest
Rate TypeAdjustable Rate
Rate4.03%
Type Change DateMay 1, 2017
Change FrequencyMonthly
Index1-Month LIBOR
Max Rate14%

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMAUI HI
Recording DateJan 3, 2020
Property Address3731 LOWER KULA RD, KULA, HI 96790-8762
Document Number0A73070573
Instrument DateDec 10, 2019
InstrumentA73070573
Transaction TypeTransfer
Record UpdatedJan 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3731 LOWER KULA RD KULA HI 967908762, KULA, HI 96790-8762

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMAUI HI
Recording DateJan 3, 2020
Property Address3731 LOWER KULA RD, KULA, HI 96790-8762
Document Number0A73070640
Instrument DateOct 10, 2019
InstrumentA73070640
Transaction TypeTransfer
Record UpdatedJan 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3731 LOWER KULA RD KULA HI 967908762, KULA, HI 96790-8762

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAUI HI
Property Address3731 LOWER KULA RD, KULA, HI 96790-8762
Document Number0A62820541
Instrument DateMar 3, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3731 LOWER KULA RD KULA HI 967908762, KULA, HI 96790-8762

Mortgage

Document Number0A62820541
DateMar 14, 2017
InstrumentA62820541
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term936 Months
DueMar 13, 2095
Interest
Rate TypeAdjustable Rate
Rate4.03%

Tax Assessment & Valuation

The 2026 property tax bill for 3731 Lower Kula Rd was $1,352 with a homeowner's exemption, down 15% from the year before.

Source: State of Hawaii and Maui County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyMaui County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,352.00 (-14.97%) Homeowner's exemption$1,119,700 Land $800,000 Building $319,700$1,119,700 Land $800,000 Building $319,700
2025$1,590.00
2023$940.00 (+3.18%) Homeowner's exemption$795,000 (+21.24%) Land $500,900 Building $294,100$795,000 (+21.24%) Land $500,900 Building $294,100
2022$911.00 Homeowner's exemption$655,700 Land $392,000 Building $263,700$655,700 Land $392,000 Building $263,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3731 Lower Kula Rd; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3731 Lower Kula Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · lower than 67% of Hawaii
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER KULA
serves 3,522 people · EPA ID HI0000247
Water SourceSurface water
Last State InspectionSep 2022
Lead4 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		2,850 / 2,850
Spectrum
Cable		1,000 / 1,000

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