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360 Sapling Way, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 360 Sapling Way, Atco, NJ 08004

Property Summary

Property TypeSingle Family Home
Details2,413 sqft · built 1998
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Aug 2024)
Tax Bill$10,328 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN35-00502-0000-00211

Property Details

APN / Parcel Number

Primary APN35-00502-0000-00211
Alternative APN
  • 3500401000000042

Interior

Building Area2,413 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area8,999 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number3500401000000042
Street Address360 SAPLING WAY
CityATCO
StateNJ
Zip08004-1933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal SubdivisionGILBERSON TR SEC 02
Legal Block502
Legal Lot Number211
JurisdictionCAMDEN NJ
Township / Civil DivisionWATERFORD
Census Block Group2
Census Block2004
Census Tract608901

Owner

Source: Camden County and Waterford Township records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address360 SAPLING WAY, ATCO, NJ 08004-1933
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
Apr 30, 2026Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE, INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2024 · Amount on Record
Deed SaleAug 20, 2024 · Amount on Record
Prior SaleFeb 11, 1998 · Amount on Record
Deed Document Number202450919
Deed Book / Page12643 / 681
Last Transfer DateApr 20, 2026
Transfer Doc0000027642
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Recording DateJul 8, 2026
Property Address360 SAPLING WAY, ATCO, NJ 08004-1933
Document Number0000042894
Book / Page13128 / 1643
Instrument DateJun 17, 2026
Instrument202642894
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 SAPLING WAY, ATCO, NJ 08004-1933

Mortgage

Document Number0000042894,
DateJul 8, 2026
Book Page13128/1643
Instrument202642894
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 14, 2056
Interest
Rate6.51%
Max Rate-1%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAMDEN NJ
Recording DateApr 30, 2026
Property Address360 SAPLING WAY, ATCO, NJ 08004-1933
Document Number0000027642
Book / Page13080 / 189
Instrument DateApr 20, 2026
Instrument202627642
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 SAPLING WAY, ATCO, NJ 08004-1933

Mortgage

Document Number0000027643,
DateApr 30, 2026
Instrument202627643
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionWaterford Township
Unified School DistrictWaterford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,500 (-) Land $45,400 Building $181,100$226,500 (-) Land $45,400 Building $181,100
2025$10,328.00 (+3.5%)$226,500 (-) Land $45,400 Building $181,100$226,500 (-) Land $45,400 Building $181,100
2024$9,979.00 (+7.3%)
2023$226,500 Land $45,400 Building $181,100$226,500 Land $45,400 Building $181,100
2022$9,300.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERFORD TOWNSHIP WATER DEPT.
serves 1,300 people · EPA ID NJ0435003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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