Hamilton County property record for 3661 Phelps St, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,161 sqft · built 1957 |
| Lot Size | 0.285 acres (12,418 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Aug 2023) |
| Tax Bill | $847 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 168E C 004 |
| Primary APN | 168E C 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,418 sqft (0.285 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000109051 |
|---|---|
| Street Address | 3661 PHELPS ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LT 6 BLK F FREDERICK HOMES 2ND UNIT PB 19 PG 50 |
| Legal Block | F |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of March 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3661 PHELPS ST, CHATTANOOGA, TN 37412-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Deed Document Number | 2023231 |
| Deed Book / Page | 13362 / 780 |
| Prior Transfer Date | Mar 19, 1998 |
| Prior Transfer Doc | 0050680944 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 2, 2023 |
| Property Address | 3661 PHELPS ST, CHATTANOOGA, TN 37412-1542 |
| Document Number | 0000000231 |
| Book / Page | 13362 / 780 |
| Map Reference | MB 19 PG 50 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023080200231 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3661 PHELPS ST, CHATTANOOGA, TN 37412-1542 |
| Document Number | 0000000232 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2023080200232 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $847.00 (+12.93%) | $55,900 (+66.62%) | $223,600 (+66.62%) Land $50,000 Building $173,600 |
| 2024 | $750.00 (-36.33%) | $33,550 (-) | $134,200 (-) Land $40,000 Building $94,200 |
| 2023 | $1,178.00 | $33,550 (-) | $134,200 (-) Land $40,000 Building $94,200 |
| 2022 | $1,178.00 | $33,550 | $134,200 Land $40,000 Building $94,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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