3659 Phelps St, Chattanooga, TN 37412 Property Records

Hamilton County property record for 3659 Phelps St, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,118 sqft · built 1957
Lot Size	0.286 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Apr 2014)
Tax Bill	$867 (2025)
Flood Zone	Zone X (minimal risk)
APN	`168E C 005`

Property Details

APN / Parcel Number

Primary APN	`168E C 005`
Alternative APN	`0000109052`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000109052
Street Address	3659 PHELPS ST
City	CHATTANOOGA
State	TN
Zip	37412-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LT 7 BLK F FREDERICK HOMES 2ND UNIT PB 19 PG 50
Legal Subdivision	FREDERICK HOMES
Legal Block	F
Legal Lot Number	7
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1000
Census Tract	11800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3659 Phelps St is owned and occupied by an individual who bought it in April 2014.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	3659 PHELPS ST, CHATTANOOGA, TN 37412-1542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2014 · Amount on File
Deed Sale	Apr 17, 2014 · Amount on File
Prior Sale	Feb 23, 2007 · Amount on File
Deed Document Number	0010196454
Deed Book / Page	10196 / 454
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3659 Phelps St was $867, up 12.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 (+12.6%)	$57,225 (+66.23%)	$228,900 (+66.23%) Land $50,000 Building $178,900
2024	$770.00 (-36.31%)	$34,425 (-)	$137,700 (-) Land $40,000 Building $97,700
2023	$1,209.00	$34,425 (-)	$137,700 (-) Land $40,000 Building $97,700
2022	$1,209.00	$34,425	$137,700 Land $40,000 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3659 Phelps St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3659 Phelps St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20