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3660 Phelps St, Chattanooga, TN 37412 Property Records

Hamilton County property record for 3660 Phelps St, Chattanooga, TN 37412

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,128 sqft · built 1957
Lot Size0.485 acres (21,153 sqft)
OwnerIndividual Name on Record
Last Sale$312,000 (Aug 2024)
Tax Bill$1,185 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
May 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN168E C 003

Property Details

APN / Parcel Number

Primary APN168E C 003
Alternative APN
  • 0000109050

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,128 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,153 sqft (0.485 acres)
Lot Dimensions192 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000109050
Street Address3660 PHELPS ST
CityCHATTANOOGA
StateTN
Zip37412-1541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal DescriptionLOT 3 BLK E 2ND UNIT FREDERICK HOMES PB 19 PG 50
Legal SubdivisionFREDERICK HOMES SUBDIVISION
Legal BlockE
Legal Lot Number3
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group1
Census Block1000
Census Tract11800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3660 PHELPS ST, CHATTANOOGA, TN 37412-1541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2024Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 4, 2023Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
May 4, 2023Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2024 · Amount on Record
Deed SaleAug 14, 2024 · Amount on Record
Prior SaleSep 4, 2014 · Amount on Record
Deed Document Number202478
Deed Book / Page13676 / 948
Prior Transfer DateMay 3, 2023
Prior Transfer Doc0000000076
Record UpdatedSep 20, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 14, 2024
Property Address3660 PHELPS ST, CHATTANOOGA, TN 37412-1541
Document Number0000000078
Book / Page13676 / 948
Map ReferenceMB 19 PG 50
Instrument DateJul 25, 2024
Instrument2024081400078
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,154.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3660 PHELPS ST, CHATTANOOGA, TN 37412-1541
InvestorPossibly a Property Investor

Mortgage

Document Number0000000079
DateAug 14, 2024
Instrument2024081400079
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMay 4, 2023
Property Address3660 PHELPS ST, CHATTANOOGA, TN 37412-1541
Document Number0000000076
Book / Page13281 / 577
Map ReferenceMB 19 PG 50
Instrument DateMay 3, 2023
Instrument2023050400076
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3660 PHELPS ST, CHATTANOOGA, TN 37412-1541

Transferred To (Grantee/Buyer)

NameVerified Name

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMay 4, 2023
Property Address3660 PHELPS ST, CHATTANOOGA, TN 37412-1541
Document Number0000000077
Book / Page13281 / 580
Map ReferenceMB 19 PG 50
Instrument DateMay 3, 2023
Instrument2023050400077
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3660 PHELPS ST, CHATTANOOGA, TN 37412-1541

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,185.00 (+56.54%)$78,225 (+130.92%)$312,900 (+130.92%) Land $50,000 Building $262,900
2024$757.00 (-36.39%)$33,875 (-)$135,500 (-) Land $40,000 Building $95,500
2023$1,190.00$33,875 (-)$135,500 (-) Land $40,000 Building $95,500
2022$1,190.00$33,875$135,500 Land $40,000 Building $95,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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