3652 Phelps St, Chattanooga, TN 37412 Property Records

Hamilton County property record for 3652 Phelps St, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,193 sqft · built 1957
Lot Size	0.449 acres (19,576 sqft)
Owner	Individual Name on Record
Last Sale	$144,500 (Oct 2018)
Tax Bill	$937 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168E C 001`

Property Details

APN / Parcel Number

Primary APN	`168E C 001`
Alternative APN	`0000109048`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,193 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,576 sqft (0.449 acres)
Lot Dimensions	129 ft deep x 151 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000109048
Street Address	3652 PHELPS ST
City	CHATTANOOGA
State	TN
Zip	37412-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LT 1 BLK E 2ND UNIT FREDERICK HOMES PB19 PB50
Legal Subdivision	FREDERICK HOMES SECO
Legal Block	E
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1000
Census Tract	11800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3652 PHELPS ST, CHATTANOOGA, TN 37412-1541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 17, 2022	Intrafamily Transfer, Transfer
Oct 9, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Prior Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	1009000236
Deed Book / Page	011473 / 000255
Last Transfer Date	May 17, 2022
Transfer Doc	0000000090
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3652 PHELPS ST, CHATTANOOGA, TN 37412-1541
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000044
Date	Jun 11, 2021
Book Page	12523/138
Instrument	2021061100044

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	May 17, 2022
Property Address	3652 PHELPS ST, CHATTANOOGA, TN 37412-1541
Document Number	0000000090
Book / Page	12960 / 373
Map Reference	MB 16 PG 50
Instrument Date	May 17, 2022
Instrument	2022051700090
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5032 KENDALL STA NW, ACWORTH, GA 30102-7964

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 9, 2018
Property Address	3652 PHELPS ST, CHATTANOOGA, TN 37412-1541
Document Number	1009000236
Book / Page	011473 / 000255
Instrument Date	Oct 9, 2018
Instrument	181009000236
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3652 PHELPS ST CHATTANOOGA TN 374121541, CHATTANOOGA, TN 37412-1541

Mortgage

Document Number	1009000237
Date	Oct 9, 2018
Book Page	011473/000258
Instrument	181009000237

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$937.00 (+17.42%)	$61,875 (+73.32%)	$247,500 (+73.32%) Land $50,000 Building $197,500
2024	$798.00 (-36.31%)	$35,700 (-)	$142,800 (-) Land $40,000 Building $102,800
2023	$1,253.00	$35,700 (-)	$142,800 (-) Land $40,000 Building $102,800
2022	$1,253.00	$35,700	$142,800 Land $40,000 Building $102,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

3652 Phelps St, Chattanooga, TN 37412 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Phelps St

Nearby Streets

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