Whatcom County property record for 3655 Siper Ln, Everson, WA 98247 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,708 sqft · built 2018 |
| Lot Size | 3.28 acres (142,877 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,825,000 (Jun 2025) |
| Tax Bill | $8,970 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2023 Construction Loan + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31596 |
| Primary APN | 31596 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,708 sqft Living Area |
| 1st Floor Area | 2,202 sqft |
| 2nd Floor Area | 1,506 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 142,877 sqft (3.28 acres) |
| Garage Type | Attached |
| Garage Area | 1,036 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 550 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 31596 |
|---|---|
| Street Address | 3655 SIPER LN |
| City | EVERSON |
| State | WA |
| Zip | 98247-9499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B COWDEN ESTATES APO CLUSTER SHORT PLAT AS REC AF 2016-1002753 |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 16 |
| Legal Subdivision | COWDEN ESTATES APO CLUSTER SHORT PLAT |
| Legal Lot Number | B |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 10201 |
Source: Whatcom County records · APN 31596
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3655 SIPER LN, EVERSON, WA 98247-9499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Aug 18, 2023 | Deed of Trust, Mortgage · Construction Mortgage WHATCOM EDUCATIONAL CU |
| Jul 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC |
| May 08, 2018 | Deed of Trust, Mortgage US BK |
| May 08, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Dec 22, 2017 | Warranty Deed, Transfer WHATCOM LAND TITLE |
| Jun 30, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage BANK OF THE PACIFIC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2025 · Amount on Record |
| Deed Sale | Jun 12, 2025 · Amount on Record |
| Prior Sale | Dec 22, 2017 · Amount on Record |
| Deed Document Number | 2025-0600917 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3655 SIPER LN, EVERSON, WA 98247-9499 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Name | Verified Name |
|---|
| Document Number | 0001001098 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025-1001098 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3655 SIPER LN, EVERSON, WA 98247-9499 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000801343 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2023-0801343 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3655 SIPER LN, EVERSON, WA 98247-9499 |
| Document Number | 2200701064 |
| Instrument Date | Jul 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3655 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499 |
| Document Number | 2200701064 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 701064 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3655 SIPER LN, EVERSON, WA 98247-9499 |
| Document Number | 2180501559 |
| Instrument Date | May 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3655 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499 |
| Document Number | 2180501559 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 501559 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 13, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3655 SIPER LN, EVERSON, WA 98247-9499 |
| Document Number | 2180501560 |
| Instrument Date | May 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3655 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499 |
| Document Number | 2180501560 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 501560 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 22, 2017 |
| Property Address | 3655 SIPER LN, EVERSON, WA 98247-9499 |
| Document Number | 2171202560 |
| Instrument Date | Dec 16, 2017 |
| Instrument | 1202560 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,513.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2665 E 39TH TER BELLINGHAM WA 982267899, BELLINGHAM, WA 98226-7899 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 30, 2017 |
| Property Address | 3655 SIPER LN, EVERSON, WA 98247-9499 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 603984 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 15, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3655 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499 |
| Document Number | 2170603984 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 603984 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,970.00 (+35.83%) | $1,163,710 (+22.41%) Land $230,495 Building $933,215 | $1,163,710 (+22.41%) Land $230,495 Building $933,215 |
| 2022 | $950,628 Land $262,630 Building $687,998 | $950,628 Land $262,630 Building $687,998 | |
| 2021 | $6,604.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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