3635 Siper Ln, Everson, WA 98247 Property Records

Whatcom County property record for 3635 Siper Ln, Everson, WA 98247 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,037 sqft · built 2015
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on File
Last Sale	$496,500 (Jul 2017)
Tax Bill	$6,139 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`576207`

Property Details

APN / Parcel Number

Primary APN	`576207`
Alternative APNs	`390416 456118 0000` `181180`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,037 sqft Living Area
1st Floor Area	1,551 sqft
2nd Floor Area	486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	576207
Street Address	3635 SIPER LN
City	EVERSON
State	WA
Zip	98247-9499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A COWDEN ESTATES APO CLUSTER SHORT PLAT AS REC AF 2016-1002753
Legal Range	04
Legal Township	39
Legal Section	16
Legal Subdivision	COWDEN ESTATES APO CLUSTER SHORT PLAT
Legal Lot Number	A
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	1
Census Block	1047
Census Tract	10201

Owner

Source: Whatcom County records · APN 576207

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3635 SIPER LN, EVERSON, WA 98247-9499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Dec 14, 2020	Quit Claim Deed, Transfer WHATCOM LAND TITLE
Jul 26, 2017	Warranty Deed, Transfer · Conventional with PMI PEOPLES BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	2170702928
Last Transfer Date	Dec 14, 2020
Transfer Doc	2201202462
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3635 SIPER LN, EVERSON, WA 98247-9499
Document Number	2201203725
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3635 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499

Mortgage

Document Number	2201203725
Date	Dec 21, 2020
Instrument	1203725

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 14, 2020
Property Address	3635 SIPER LN, EVERSON, WA 98247-9499
Document Number	2201202462
Instrument Date	Nov 24, 2020
Instrument	1202462
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 26, 2017
Property Address	3635 SIPER LN, EVERSON, WA 98247-9499
Document Number	2170702928
Instrument Date	Jul 20, 2017
Instrument	702928
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,842.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499

Mortgage

Document Number	2170702929
Date	Jul 26, 2017
Instrument	702929

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,139.00 (+20.7%)	$796,465 (+9.01%) Land $230,480 Building $565,985	$796,465 (+9.01%) Land $230,480 Building $565,985
2022		$730,651 Land $215,313 Building $515,338	$730,651 Land $215,313 Building $515,338
2021	$5,086.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	9 (2021–2025)
Most Recent Claim	Dec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 8 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Declaration Networks Group	Fixed Wireless (unlicensed)	40 / 7
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Radiate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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