3610 Siper Ln, Everson, WA 98247 Property Records

Whatcom County property record for 3610 Siper Ln, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,825 sqft · built 2011
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Sep 2020)
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`573072`

Property Details

APN / Parcel Number

Primary APN	`573072`
Alternative APNs	`390416 403149 0000` `106557`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	1,825 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	154 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	573072
Street Address	3610 SIPER LN
City	EVERSON
State	WA
Zip	98247-9499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 1 KBJ #1 APO CLUSTER SHORT PLAT AS REC AF 2070403176
Legal Range	04
Legal Township	39
Legal Section	16
Legal Subdivision	KBJ #1 APO CLUSTER SHORT PLAT
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	1
Census Block	1047
Census Tract	10201

Owner

Source: Whatcom County records · APN 573072

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3610 SIPER LN, EVERSON, WA 98247-9499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2020	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BK
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Apr 23, 2018	Deed of Trust, Mortgage · Conventional with PMI BANK OF PACIFIC
Dec 21, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF PACIFIC
Dec 21, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2020 · Amount on Record
Deed Sale	Sep 03, 2020 · Amount on Record
Prior Sale	Aug 09, 2011
Deed Document Number	2020-0900524
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 03, 2020
Property Address	3610 SIPER LN, EVERSON, WA 98247-9499
Document Number	2200900524
Instrument Date	Aug 23, 2020
Instrument	900524
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,845.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3610 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499

Mortgage

Document Number	2200900525
Date	Sep 03, 2020
Instrument	900525

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3610 SIPER LN, EVERSON, WA 98247-9499
Document Number	2190804050
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3610 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499

Mortgage

Document Number	2190804050
Date	Aug 30, 2019
Instrument	804050

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3610 SIPER LN, EVERSON, WA 98247-9499
Document Number	2180403318
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 09, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3610 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499

Mortgage

Document Number	2180403318
Date	Apr 30, 2018
Instrument	403318

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3610 SIPER LN, EVERSON, WA 98247-9499
Document Number	2180100398
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3610 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499

Mortgage

Document Number	2180100398
Date	Jan 04, 2018
Instrument	100398

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 03, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3610 SIPER LN, EVERSON, WA 98247-9499
Document Number	2171202935
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3610 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499

Mortgage

Document Number	2171202935
Date	Dec 27, 2017
Instrument	1202935

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,876.00 (+25.54%)	$632,645 (+13.67%) Land $198,287 Building $434,358	$632,645 (+13.67%) Land $198,287 Building $434,358
2022		$556,560 Land $189,475 Building $367,085	$556,560 Land $189,475 Building $367,085
2021	$3,884.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	9 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 8 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
Declaration Networks Group Fiber	1,000 / 1,000

Based on FCC filings for 16 locations within half a mile of this property.

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