Whatcom County property record for 3630 Siper Ln, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,386 sqft · built 2015 |
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Feb 2016) |
| Tax Bill | $7,461 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 527869 |
| Primary APN | 527869 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,386 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| 2nd Floor Area | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 119,790 sqft (2.75 acres) |
| Garage Type | Built-in |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 672 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 527869 |
|---|---|
| Street Address | 3630 SIPER LN |
| City | EVERSON |
| State | WA |
| Zip | 98247-9499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 3 KBJ #1 APO CLUSTER SHORT PLAT AS REC AF 2070403176 |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 16 |
| Legal Subdivision | KBJ #1 APO CLUSTER SHORT PLAT |
| Legal Lot Number | 3 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 10201 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3630 SIPER LN, EVERSON, WA 98247-9499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Oct 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2016 · Amount on Record |
| Deed Sale | Feb 17, 2016 · Amount on Record |
| Prior Sale | Dec 31, 2014 |
| Deed Document Number | 2016-0201667 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3630 SIPER LN, EVERSON, WA 98247-9499 |
| Document Number | 2190902012 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3630 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499 |
| Document Number | 2190902012 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 902012 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3630 SIPER LN, EVERSON, WA 98247-9499 |
| Document Number | 2181000828 |
| Instrument Date | Oct 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3630 SIPER LN EVERSON WA 982479499, EVERSON, WA 98247-9499 |
| Document Number | 2181000828 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 1000828 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2048 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,461.00 (+44.29%) | $967,929 (+18.74%) Land $227,549 Building $740,380 | $967,929 (+18.74%) Land $227,549 Building $740,380 |
| 2022 | $815,184 Land $230,385 Building $584,799 | $815,184 Land $230,385 Building $584,799 | |
| 2021 | $5,171.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 9 (2021–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Pogozone powered by Neubeam Fiber | 1,000 / 1,000 |
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