3654 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3654 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1979
Lot Size	0.18 acres (7,875 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Aug 2023)
Tax Bill	$2,287 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-071154`

Property Details

APN / Parcel Number

Primary APN	`03-071154`
Alternative APNs	`3071154` `071154`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area
1st Floor Area	960 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	7,875 sqft (0.18 acres)
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	071154
Old Parcel Number	3071154
Street Address	3654 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 10-12 BLK 60 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH
Legal Block	60
Legal Lot Number	10-12 12
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3017
Census Tract	860404

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3654 3RD ST, NORTH BEACH, MD 20714-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Jul 20, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Oct 15, 2018	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	0006467438
Deed Book / Page	6467 / 438
Record Updated	Jun 7, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 7, 2023
Property Address	3654 3RD ST, NORTH BEACH, MD 20714-9712
Document Number	0064670438
Book / Page	6467 / 438
Map Reference	LB GWD 8 FO 305
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3654 3RD ST, NORTH BEACH, MD 20714-9712

Mortgage

Document Number	0006467446
Date	Aug 7, 2023
Instrument	6467/446

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3654 3RD ST, NORTH BEACH, MD 20714-9712
Document Number	0056530512
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 3RD ST NORTH BEACH MD 207149712, NORTH BEACH, MD 20714-9712

Mortgage

Document Number	0056530512
Date	Jul 28, 2020
Book Page	005653/000512

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 27, 2040

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 15, 2018
Property Address	3654 3RD ST, NORTH BEACH, MD 20714-9712
Document Number	0052670220
Book / Page	5267 / 220
Map Reference	LB GWD8 FO305
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE MAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 3RD ST, NORTH BEACH, MD 20714-9712

Mortgage

Document Number	0005267226
Date	Oct 15, 2018
Instrument	5267/226

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,287.00 (+5.98%)	$220,200 (+6.02%)	$245,200 (+18.05%) Land $92,900 Building $152,300
2022	$2,158.00	$207,700 Land $92,900 Building $114,800	$207,700 Land $92,900 Building $114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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