3621 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3621 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,310 sqft · built 2021
Lot Size	0.624 acres (27,189 sqft)
Owner	Individual Name on Record
Last Sale	$23,999 (Aug 2020)
Tax Bill	$5,394 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-071421`

Property Details

APN / Parcel Number

Primary APN	`03-071421`
Alternative APNs	`3071421` `071421`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,310 sqft Total Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,189 sqft (0.624 acres)
Garage Type	Built-in
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	071421
Old Parcel Number	3071421
Street Address	3621 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 1R BLK 62 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH
Legal Block	62
Legal Lot Number	1R 7
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860404

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3081 MAYBERRY AVE, HUNTINGTOWN, MD 20639-3916
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 21, 2020	Deed, Construction Loan · Construction Mortgage SEVERN SAVINGS BANK FSB
Jan 30, 2020	Grant Deed, Transfer FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Jan 30, 2020 · Amount on Record
Deed Document Number	0000567481
Deed Book / Page	5674 / 81
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3621 3RD ST, NORTH BEACH, MD 20714-9712
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3621 3RD ST, NORTH BEACH, MD 20714-9712

Mortgage

Document Number	0060430504
Date	Aug 6, 2021
Book Page	6043/504

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 21, 2020
Property Address	3621 3RD ST, NORTH BEACH, MD 20714-9712
Document Number	0056740081
Book / Page	5674 / 81
Map Reference	LB 3 PG 441
Instrument Date	Aug 6, 2020
Transaction Type	Construction Loan
Record Updated	Aug 16, 2021
Title Company	FREESTATE TTL SVCS OF ANNOPO

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3081 MAYBERRY AVE, HUNTINGTOWN, MD 20639-3916

Mortgage

Document Number	567486
Date	Aug 21, 2020
Instrument	5674/86

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 30, 2020
Property Address	3621 3RD ST, NORTH BEACH, MD 20714-9712
Document Number	0055200128
Book / Page	005520 / 000128
Instrument Date	Oct 11, 2019
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3621 3RD ST NORTH BEACH MD 207149712, NORTH BEACH, MD 20714-9712

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,394.00	$519,167	$597,300 Land $119,300 Building $478,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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